Are your business ambitions outgrowing Singapore's shores? You're not alone. In our latest episode, we dive deep into the challenges and opportunities facing Singaporean SMEs looking to expand regionally.

Join our host Reggie as he discusses with industry experts:

- Jolin Nguyen, Managing Director of AYP Group, specialising in helping companies expand across 14 Asia-Pacific countries

- Debbie Yong, Founder, Atypical Media, former journalist and brand strategist who's covered Singapore's F&B and retail scene for over a decade, and

- Mr. Ang Yuit, President of ASME (Association of Small Medium Enterprises)

We'll explore:

- Why many SMEs struggle to move beyond "zero to one" thinking

- Surprising insights about regional expansion costs vs Singapore

- How some businesses are successfully scaling through strategic partnerships

- The truth about government support schemes—what's working and what's not

Discover why internationalisation might be easier (and harder) than you think.

Tune in now to learn how Singaporean SMEs can truly compete in the regional market!

Drop your questions below! Which Budget 2025 initiative are you most excited about for taking your business global?

Available on all podcast platforms. Drop your hot takes after listening

Also, ask us anything today! and best questions will be selected to be personally answered by our expert network! Send us your questions here: https://www.thefinancialcoconut.com/ask-us

05:09 What challenges do businesses face when trying to scale?

06:12 What stands out in this year’s budget for businesses?

14:38 Can you share examples of businesses expanding successfully?

24:08 Should SMEs take a different approach when entering new markets?

35:20 What’s your top advice for SMEs going international?

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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

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We debate if current income ceilings make sense anymore and share some controversial thoughts on Budget 2025.

Joining us are:

- Professor Sumit Agarwal from NUS Business School, author of the popular Kiasunomics series. He brings 25 years of mortgage expertise to the table!

- Kuanyu Tan, 99.co CEO sharing his fresh perspective as a first-time homebuyer navigating the system.

- David Baey, CEO of Mortgage Master, an industry veteran who's been in mortgages for 15 years.

We'll be unpacking:

- Why this year's budget had surprisingly little on housing

- The impact of 20,000 new BTOs coming to market

- Whether HDBs should really be viewed as lottery tickets

- What's really driving property price increases across Singapore

It's a no-holds-barred discussion full of laughs, real talk and unique perspectives you won't hear anywhere else. Tune in now to get the inside scoop on Singapore's property market!

Available on all podcast platforms. Drop your hot takes after listening.

Also, ask us anything today! and best questions will be selected to be personally answered by our expert network! Send us your questions here: https://www.thefinancialcoconut.com/ask-us

00:00 - Introduction

03:14 - Given the budget’s limited focus on housing, are current policies sufficient to ensure affordability?

08:09 - How will the budget impact first-time buyers, homeowners, and property investors?

17:22 - How does the BTO system impact life decisions, and how should its profit mechanics be managed for affordability?

24:56 - How are current property market trends and mortgage rates evolving, given global interest rate influences?

30:26 - How do you see long-term interest rates evolving, and what impact will they have on homeowners and the housing market?

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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

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[Connect with us]

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Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Hosted on Acast. See acast.com/privacy for more information.

A topic that's top of mind for many Singaporeans - retirement planning and what it really means to retire well in Singapore today.

Our panel of experts:

- Daphne Lye, Financial Planning Solutions Lead at MoneyOwl

- Dr Chong Poh Heng MD, HCA Hospice, who brings over 35 years of experience in end-of-life care

- Ashok Samuel, Ex GIC Head of Private Equity Risk with 30 years in private equity experience, now retiree in his late 50s, offers a personal perspective on the realities of retiring in Singapore and the wisdom he’s gained along the way

Episode highlights:

- Why traditional notions of retirement feel uninspiring to many millennials

- The evolving landscape of retirement planning beyond just CPF Life and insurance schemes

- How to balance living well now while preparing for future healthcare needs

- And some candid conversations about end-of-life planning that you won't hear anywhere else

03:59 What does hospice care actually involve?

05:56 What advice comes from those near the end of life?

09:51 How well do current retirement schemes support Singaporeans?

12:17 How can retirees manage rising healthcare costs?

18:29 How does Singapore compare to other retirement destinations?

21:03 How much should Singaporeans save for retirement?

29:28 What factors make retirees relocate from Singapore?

From financial strategies to emotional considerations, we cover the practical realities of retiring in Singapore today while challenging conventional thinking.

This is one conversation about retirement you don't want to miss. Tune in now to get inspired and empowered to rethink your own retirement journey!

Available on all podcast platforms. Drop your hot takes after listening.

Also, ask us anything today! and best questions will be selected to be personally answered by our expert network! Send us your questions here: https://www.thefinancialcoconut.com/ask-us

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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

[Podcast, Vodcast]

Spotify: https://rebrand.ly/TFC-spotify

Apple Podcast: https://rebrand.ly/TFC-applepodcast

YouTube: https://rebrand.ly/TFC-youtube

[Connect with us]

Instagram: https://rebrand.ly/TFC-instagram

Tik Tok: https://rebrand.ly/TFC-tiktok

Telegram: https://rebrand.ly/TFC-telegram

Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

Newsletter: https://rebrand.ly/TFC-Newsletter

Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists

Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Hosted on Acast. See acast.com/privacy for more information.