Understanding clergy tax laws can be confusing, and getting it wrong can lead to costly mistakes. In this episode of the Church Advisory Podcast, hosts Tim Wilkins and Steve Chaney, CPA break down how church payroll, housing allowance, and self-employment taxes impact pastors and church staff.

We’ll cover:

Do pastors get a W-2 or a 1099? Understanding clergy tax classification.

How pastors pay Social Security & Medicare taxes (and why it’s different from regular employees.)

Common church payroll mistakes that can cost pastors thousands in unexpected taxes.

How housing allowance affects a minister’s tax liability.

Why rent-free doesn’t mean tax-free – the hidden costs of parsonage benefits.

Church payroll best practices to ensure compliance and protect pastors from tax surprises.

If you're a pastor, church administrator, or financial decision-maker, this episode provides practical guidance on church payroll compliance, clergy tax planning, and pastoral compensation best practices.

About Us:
For over 23 years, Chaney & Associates has partnered with churches across the country, providing accounting, payroll, and financial guidance tailored to ministry needs. As trusted ministry advisors, we’re passionate about equipping churches to manage their resources effectively and expand their mission.

DISCLAIMER:
This podcast is for informational purposes only and is not a substitute for professional advice. Always consult your CPA or legal advisor before making financial decisions.