PayFacs come with a multitude of benefits by allowing businesses to inject themselves into the fund flow. With the ability to spin off various products like payroll, merchant cash advances, fast-funding, and expedited underwriting, while remaining compliant, PayFacs are highly customizable and open a world of possibilities for businesses across industries.

On this episode, we speak with Don Hartley, Head of Payments at Squire. As a self-described payments nerd, Don shares what he’s learned throughout his 25 years in fintech and payments creating products and systems for the world’s top payment companies. Main topics:

• What sets PayFacs apart from other payments systems
• A layered approach to regulation and privacy protection
• Exciting possibilities of FedNow
• How AI breakthroughs will be impacting fraud

Our guests

• Don Hartley has been in payments and FinTech for 25 years and is a self-described payments nerd. He has worked worldwide, from Europe to the Middle East, to Southeast Asia. Don has created mobile wallets, the first payment processing app for the iPhone, Payment Processing Software, Gateways, Mobile processing solutions, Neo-banks, Card Issuances, POS Hardware, and PayFac. He founded, built, and sold an ISO and Payment Software company between 2001 and 2007 and has built products for companies ranging from PayPal to JP Morgan to MoneyGram. Don’s currently Head of Payments at Squire, a POS company, and lives off the coast of Georgia with his wife, 5 children, and a foul-tempered rabbit.
• Travis Mottershead is a Senior Solutions Architect at VGS. He helps larger customers descope their network from sensitive or toxic data. He lives in Edmonton, Canada with his wife, one-year-old, and two small dogs.

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For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at pod@verygoodsecurity.com.

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Enter the ever-evolving world of financial fraud prevention and IDV.

We sat down with Prove, whose at the bleeding edge of fraud prevention, to discuss the customer experience, rising trends in fraud, and best efforts to move towards a password-less system. Additionally, we talk about best and worst career advice, emphasizing the importance of staying true to yourself and your goals. Tune in to hear more about the intersection of technology and security in the financial world, and how to navigate your career with authenticity. Prove provides a trust layer for the internet, using a methodology to verify possession, reputation, and ownership, they’re able to reduce fraud and create a low-friction experience for users.

Main topics:

• Who Prove's ideal customer is and why
• The ins and outs of a smooth transaction for your customers
• What the top trends in fraud are today

Our guests

• Nicole Jass is Chief Product Officer at Prove. Prior to joining Prove, Nicole served as the Senior Vice President of Growth Solutions at FIS, where she was responsible for driving strategy and execution of high-value, high-growth product portfolios in fraud, identity, loyalty, data science, and checkout. Prior to joining FIS, Nicole was the founder and CEO of SpyderLynk, a mobile advertising technology company. Sameer Patwary is Senior Director of Product Management at VGS. Prior to joining VGS, Sameer served as Head of Product Strategy at Riskified, a global payments fraud leader headquartered in New York, NY. At Riskified, Sameer was in charge of new product strategy, corporate development, and partnerships. Prior to Riskfiied, Sameer was Product Management Leader at Amazon’s Kindle division, leading multi-disciplinary product and tech teams.

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For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at pod@verygoodsecurity.com.

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The world is quickly changing. So should the way we interact with it.

That’s one of the main takeaways from this conversation with Chuck Yu, Chief Executive Officer at VGS. Here you’ll hear Chuck’s thoughts on how the ecosystem has experienced consolidation, and his predictions of how the future of partnerships in payments will involve companies mastering certain areas of the ecosystem, rather than trying to be a one-stop-shop for everything.

We’ll talk about how the evolution of technology and the internet has impacted the way we conduct business and interact with each other, and why the need to move away from traditional swipe or dip cards to faster, cheaper, and safer payment options is more alive than ever.

Main topics:

• What surprising use cases developers have discovered with the VGS platform
• Why Chuck believes that pain points lead to the creation of the best products
• Where Chuck was before joining VGS and how that experience shaped his approach to innovation in the payment industry

Our guest

• Chuck Yu As the CEO of Very Good Security, Chuck Yu brings extensive experience and a proven track record in financial services. With a diverse background in executive leadership roles at VISA Inc., Point Digital Finance, and TrialPay, including leading the VISA Global Fintech team, Chuck has consistently driven growth, fostered innovation, and steered diverse teams in the rapidly evolving world of finance and technology. Prior to joining Very Good Security, Chuck served as Chief Revenue Officer at TrialPay Inc., where he played a crucial role in its acquisition by Visa in 2015. Holding a BA from the University of California, Berkeley, and a Juris Doctor from UCSF Law, Chuck leverages his unique blend of legal expertise and business acumen to drive VGS’ mission of providing secure, compliant, and scalable payment security solutions.

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For more insights, practical advice, and the latest trends in payments security, subscribe to the show in your favorite podcast app or check us out at VeryGoodSecurity.com.

If you'd like to be a guest or you have a suggestion of a topic you'd like us to cover, please email us at pod@verygoodsecurity.com.

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