Homeownership Insights

By: Casey Morris
  • Summary

  • Homeownership Insights Podcast is a leading mortgage industry podcast sponsored by Fairway Independent Mortgage Corporation NMLS# 2289. This mortgage podcast provides homebuyers and homeowners the best insights for your homeownership journey. Come listen as expert mortgage loan officers from across the country share their knowledge to help homebuyers, as well as homeowners, make the best mortgage decisions in their homebuying journey.
    © 2023 Homeownership Insights
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Episodes
  • When is a Renovation Loan Right for Homebuyers?
    Apr 3 2023

    Depending on your situation and overall vision for your home, the renovation loan you will need may vary.  Our Homeownership Insights™ podcast explores the different homebuyer paths with renovation loan expert, Adam Levitt.

    Learn more at:
    https://www.fairwayindependentmc.com/mortgage-loan-products/renovation-loan

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    Podcast Disclaimer: The information in this podcast contains personal opinions and may not entirely represent those of Fairway Independent Mortgage Corporation NMLS#2289. Fairway does not guarantee any services, information and/or advice provided by the individuals. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. 

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    23 mins
  • How to Find Down Payment Assistance to Buy a Home
    Mar 16 2023

    Saving for a down payment can be one of the biggest hurdles to buying a house. But there are many down payment assistance programs available that can make homebuying more achievable than many people may think. Rob Chrane, founder and CEO of Down Payment Resource, talks about what down payment assistance is, who may qualify, and where to find it. 

    Learn more about Down Payment Resource. 

    Look up homebuying resources in your area. 
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    Disclaimers: 

    *Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency.

    The information in this podcast is distributed for educational purposes only. The information is not guaranteed to be accurate and may not entirely represent the opinions of Fairway Independent Mortgage Corporation.

    Copyright©2022 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.

    Fairway is required to disclose the following license information. AZ License #BK-0904162; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License; Georgia Residential Mortgage Licensee #21158; For licensing information, go to www.nmlsconsumeraccess.org; MA Mortgage Broker and Lender License #MC2289; Licensed Nevada Mortgage Lender; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker-NYS Department of Financial Services; Rhode Island Licensed Broker & Lender; Fairway Independent Mortgage Corporation NMLS ID #2289 (www.nmlsconsumeraccess.org).

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    30 mins
  • What does Debt-to-Income (DTI) Mean in Homeownership?
    Mar 2 2023

    Homebuyers looking to purchase a home need to understand what their debt to income (DTI) is in order to properly qualify for a home loan. Our mortgage loan officer experts are here to share all the details about DTI and homeownership in this Homeownership Insights™ podcast episode. 
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    Disclaimers:

    Chris Gonzalez
     NMLS #61735

    Sharla Ellis
     NMLS #209040

    Debt-to-income (DTI) ratio is monthly debt/expenses divided by gross monthly income.

    VA Loans: *Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. 

    USDA Loans: USDA Guaranteed Rural Housing loans subject to USDA-specific requirements and applicable state income and property limits.

    The information in this podcast is distributed for educational purposes only. The information is not guaranteed to be accurate and may not entirely represent the opinions of Fairway Independent Mortgage Corporation.

    Copyright©2022 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.

    Fairway is required to disclose the following license information. AZ License #BK-0904162; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License; Georgia Residential Mortgage Licensee #21158; For licensing information, go to www.nmlsconsumeraccess.org; MA Mortgage Broker and Lender License #MC2289; Licensed Nevada Mortgage Lender; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker-NYS Department of Financial Services; Rhode Island Licensed Broker & Lender; Fairway Independent Mortgage Corporation NMLS ID #2289 (www.nmlsconsumeraccess.org).

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    25 mins

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