Is It Covered?

By: ROC Vox Podcast Network
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  • Summary

  • Welcome to Is It Covered?, the podcast that makes insurance engaging, understandable, and even fun!

    Hosted by Brian and Bruce Chapman, owners of the family-run JD Chapman Insurance Agency, this show dives into the world of insurance, answering the big question everyone asks: “Is it covered?”

    Each episode, we break down real-life insurance claims, explore behind-the-scenes insights into the industry, and share the values that have guided our family business for over 60 years.

    From home and auto coverage to commercial insurance and everything in between, Is It Covered? takes the complexity out of insurance while keeping it interactive and relatable.

    Whether you’re a first-time insurance buyer or a seasoned business owner, tune in for stories, tips, and advice that help you protect what matters most.
    ©2024 JD Chapman, Inc.
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Economics
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Episodes
  • How to Insure your Canna-Business

    How to Insure your Canna-Business
    Feb 25 2025
    Insuring a Cannabis Business – Is It Covered? | Is It Covered? Podcast

    Can you insure a licensed cannabis business?

    Yes—but it’s complicated! In this episode, Bruce and Brian Chapman break down the unique risks and essential coverages for dispensaries, growers, and distributors. From liability to property protection, we’ve got you covered.

    What you’ll learn:
    • Key insurance policies every cannabis business needs
    • Common risks and how to protect your assets
    • Real-world claims and expert advice


    Subscribe, like, and drop your questions in the comments!

    • Learn more: www.jdchapmaninc.com
    • Follow us: https://www.linkedin.com/in/bruce-chapman-7b415216/
    • Bruce@jdchapmaninc.com
    • 315-986-4062
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    10 mins
  • How Natural Disasters Raise your Insurance Rates -- Even if you're not in a Disaster Zone!

    How Natural Disasters Raise your Insurance Rates -- Even if you're not in a Disaster Zone!
    Feb 18 2025
    How Do Natural Disasters Affect Insurance in Non-Disaster-Prone Areas?

    Welcome back to Is It Covered?, the podcast that takes a real look at insurance claims, policies, and the stories behind them brought to you by JD Chapman Insurance Agency!

    In this episode, Bruce and Brian Chapman break down how natural disasters impact insurance even in areas that rarely see extreme weather.

    • Why are my insurance rates going up even though I've never been affected by a hurricane, wildfire, or earthquake?



    • What is reinsurance, and how does it trickle down to your premiums?Are policies changing nationwide due to climate risks?


    • What can homeowners and businesses do to prepare for potential increases and coverage shifts?


    Even if you live in low-risk area, your insurance costs and coverage are likely affected by disasters happening elsewhere. We'll help you navigate these changes and share practical steps to keep your policy strong while controlling costs.

    Don't get caught off guard -- know what's covered before disaster strikes!

    Have a question or a wild insurance claim story?
    Drop it in the comments, and we might feature it in a future episode!

    Subscribe for more real insurance stories and expert advice!

    email: brian@jdchapmaninc.com
    phone: 315-986-4062
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    12 mins
  • Hotel Guest Left Unchecked

    Hotel Guest Left Unchecked
    Feb 4 2025
    $60M Verdict: Hotel Negligence Leaves Guest with Irreversible Brain Damage | Is It Covered?

    A relaxing vacation turned into a nightmare. When Diamond Resorts failed to conduct a timely welfare check, Priscilla O'Malley suffered irreversible brain damage. The jury's verdict? A staggering $60,445,361 against the hotel.

    In this episode of Is It Covered?, Bruce and Brian Chapman break down the case, discussing:


    • How hotel liability and negligence played a role
    • The impact of welfare check policies on liability
    • What this means for business owners in the hospitality industry
    • How insurance could (or couldn’t) have helped in this case


    With $50M awarded for medical care and suffering and $10M for loss of consortium, this verdict is another example of the rising tide of nuclear verdicts.
    Could better risk management have prevented it? What lessons can businesses take away from this?
    Subscribe for real-world insurance breakdowns that matter.

    Need insurance help?
    Reach out to our office at 315-986-4062

    www.jdchapmaninc.com
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    9 mins

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