• Ep. 756 - Taken to the cleaners by his own insurance plan: Mr. Erk!
    Jan 15 2025

    In The MA Minute:

    Medicare Advantage Plans Need More Oversight; Less Overpayment!

    Do you dream of bariatric surgery? Wonder whether Medicare will pay for it? Apparently it depends on the extent of your obesity. We pay a visit to "Your Medicare Benefits 2024" to find out.

    ACCENDO, an Aetna subsidiary providing Medicare advantage plans, appears to be drastically reducing the number of states in which it will do business in 2025. What might the consequences be?

    One client needs Evenity injections for a year. Her thought is that she will be writing big cost-sharing checks due to her Plan HDG. My thought is that her savings over the past few years, if stashed away, will help to defray this extra expense.

    Finally, another client discovers that he under-reported income which might have resulted in a modestly larger IRMAA penalty. He wonders if it would be best to turn himself in to the IRS or should he wait for them to hunt him down like the cur that he is.?

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    34 mins
  • Ep.+755 - Jim, The AI Educator, is back for another dose of "Cornball Humor"!
    Jan 13 2025

    In our Medicare Advantage Minute for today we take it to the enemy with, "Medicare Advantage Star Ratings Fall Again!"

    An excerpt from "Your Medicare Benefits 2024" explains the coverage available for Medicare participants who need artificial eyes or limbs.

    Evidence of inflation in the health insurance arena: a list of the Medicare plans which have filed for rate increases in various states.

    Finally, Jim checks in again with advice from his employer's group insurance agent. Good advice, generally speaking!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    35 mins
  • Ep. 754 - Wisconsin is home to Medicare MSA for those who like a FREE plan!!
    Jan 11 2025

    We lead off with the Medicare Advantage Minute article:

    "Senate Report Slams MA Insurers for Using Tech to Deny Claims"

    Three apparent culprits are: United Healthcare, Humana & CVS!

    In the "Your Medicare Benefits 2024" segment we delve into the exciting world of anesthesia. How is it covered and how much of it is paid for?

    One of the most confusing and difficult elements of this subject concerns the ability of a disabled person who is under age 65 to deal with the system if they lack knowledgeable advice.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    37 mins
  • Ep.+753 - Crippled parking at a trampoline store: How many spots required?
    Jan 8 2025

    Medicare Advantage Minute:

    Humana's profit prospects dim as star ratings drop off a cliff! Their clients in four+ star rated plans fall from 94% to 25%.

    The exciting excerpt from "Your Medicare Benefits 2024" addresses Ambulatory Surgical Centers.

    Finally, a discussion of one source of potential food contamination devolves into a wide-ranging discussion of the state of freedoms in America.

    Free association? You be the judge!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    34 mins
  • Ep. 752 - Medicare pays for a chopper ride? Judy Tenuta would say, "It could happen!"
    Jan 6 2025

    Ambulance services and, under certain circumstances, even helicopter rides can be provided by Part B of Medicare. This according to the latest government publication: Your Medicare Benefits 2024.

    In the Medicare Advantage Minute we hear sickening reports of the billions of $$ that have been siphoned off by this program as well as the pathetic efforts used to collect overpayments from the miscreants.

    How about some special enrollment opportunities? Listen to a lengthy, albeit confusing, array of periods in which certain rules of enrollment welcome certain segments of the Medicare eligible population to snatch their opportunity!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    33 mins
  • Ep. 751 - Quick, name a North American country with horrible health system!
    Jan 3 2025

    The story on the state of the Canadian system made reference to one Greg Price. He was a 31 year-old pilot from Alberta who was allowed to die in 2018 from testicular cancer due to the ineptitude inherent in their single payer Communist health system.

    Take a peek back in the crystal ball at AEP 2024. Pundits predicted turmoil and they were right!

    In the new book "Your Medicare Benefits, we read about alcohol misuse evaluations.

    In a related story, I describe an encounter with an Arizona doctor who has a blind spot where one particular affliction is concerned.

    One would-be client wonders if he has missed the fall "open enrollment" deadline or can he still purchase a Part D drug plan.

    Thanks to my scientific search process, a client is able to purchase a drug plan that will be completely free of charge all year as opposed to the more expensive plans with which a less dedicated agent might have stuck her.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    35 mins
  • Ep. 750 - A reader asks, "Help!!!! Us, Please!!!" How could I refuse?
    Jan 1 2025

    Medicare Advantage Minute headline:

    HCA Medical System sees way too many prior authorization denials!

    This Nashville based health system (with 186 hospitals and 2400 care sites in 20 states and the UK) is fighting back against the intense Medicare Advantage pressure of prior authorization service denials: trying to beat them at their own game!

    From the government publication "Your Medicare Benefits" comes a description of how Medicare covers Advanced Care Planning.

    Finally, the plaintive plea for help from our new client arrives. This sets in motion a plan to use the "Medicare Advantage Open Enrollment Period" to disenroll from the problematic Medicare Advantage plans the husband had been sweet-talked into joining.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    34 mins
  • Ep. 749 - AI forced to cough up accurate facts by a new client!
    Dec 30 2024

    In the "Medicare Advantage Minute" segment, the headline is:

    "Hospitals Sick of Fighting for Medicare Advantage Dollars!"

    This article lists a few more hospitals giving up the struggle[e and resigning from Medicare Advantage networks (notably United Healthcare).

    Also, spend some time learning about abdominal aortic aneurisms, the problems they cause and the way Medicare covers the diagnostic testing for them.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    38 mins