Episodes

  • Supersized Rate Cut Forecast, Labor Market Impacts, and Bank Predictions in Episode 75

    Supersized Rate Cut Forecast, Labor Market Impacts, and Bank Predictions in Episode 75
    Sep 15 2024
    This episode opens with a welcome and introduction, setting the stage for a discussion on the anticipated 'supersized' Bank of Canada rate cut. Expert comments on inflation are shared, providing context to the forecast. The impact of labor market trends on interest rates and mortgage renewals is examined, highlighting potential implications for borrowers. The episode also covers major banks' adjusted rate forecasts and predictions for bond yields, offering insights into future market movements. Finally, the episode concludes with a call to action, encouraging listeners to stay informed and prepared for upcoming changes in the financial landscape.
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    5 mins
  • Niagara Real Estate Trends, Rate Cuts, and Best Mortgage Rates in Episode 74

    Niagara Real Estate Trends, Rate Cuts, and Best Mortgage Rates in Episode 74
    Sep 14 2024
    This episode starts with an introduction to Niagara's real estate trends and predictions. It analyzes the market health by examining appointment times and popular price points. The impact of the Bank of Canada’s rate cuts on the Niagara market is discussed in detail. Insights from the Niagara Association of Realtors for the fall season are shared. The episode explores the best mortgage rates in Ontario for September 2024. Finally, federal efforts to boost housing supply in Canada are examined for their potential impact on the market.
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    19 mins
  • RE/MAX Market Outlook, Interest Rate Impacts, and FSRA Concerns in Episode 73

    RE/MAX Market Outlook, Interest Rate Impacts, and FSRA Concerns in Episode 73
    Sep 13 2024
    This episode begins with an introduction and a welcome. It delves into RE/MAX Canada’s housing market outlook, highlighting the ongoing affordability crisis. Predictions regarding rates, market stability, and housing starts are discussed. The impact of the Bank of Canada’s interest rates and government housing efforts is analyzed. Trends in rent prices in Toronto and across Canada are examined. The episode explores how interest rate cuts affect mortgage borrowers and renewals. Strategies for borrowers in a volatile rate environment and FINTRAC’s guide on real estate laundering are covered. Finally, FSRA’s concerns, measures, and future plans in the private mortgage sector are discussed before the conclusion and wrap-up.
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    20 mins
  • CMHC Affordability Survey, GTA Condo Oversupply, and Interest Rate Cuts in Episode 72

    CMHC Affordability Survey, GTA Condo Oversupply, and Interest Rate Cuts in Episode 72
    Sep 12 2024
    This episode begins with a welcome and an overview of the key topics. It discusses the latest CMHC housing survey, focusing on affordability and core housing needs. Trends in rent growth and rental properties across Canada are examined. The episode also covers the GTA condo market, highlighting trends and oversupply issues. Insights into the Bank of Canada's interest rate cuts and their impact on mortgage delinquencies are provided. Finally, real estate controversies, including suspended brokers and blind bidding legislation, are discussed for their implications on the industry.
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    21 mins
  • Ontario Real Estate Trends, Legal Issues, and Economic Factors in Episode 71

    Ontario Real Estate Trends, Legal Issues, and Economic Factors in Episode 71
    Sep 11 2024
    This episode begins with a welcome and an introduction to the main topics. It delves into trends in Ontario's real estate market, focusing on developer receiverships and new home construction. Legal issues and consumer protections in real estate are examined to provide a comprehensive overview of the current landscape. The episode also covers Ontario's real estate market valuation and affordability concerns. Economic factors such as the savings rate and an affordability survey are discussed for their impact on the market. Finally, the challenges and opportunities facing mortgage brokers are highlighted.
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    16 mins
  • Toronto Sales Drop, Montreal's Market Rise, and Mortgage Trends in Episode 70

    Toronto Sales Drop, Montreal's Market Rise, and Mortgage Trends in Episode 70
    Sep 10 2024
    This episode begins with a welcome and an introduction to the main topics. It covers market updates, discussing the drop in home sales in Toronto, Calgary's sales decline, and Vancouver's shift to a buyer's market. Insights into Montreal's residential sales increase and shelter inflation are also provided. The episode examines mortgage trends, including rising costs and market stabilization efforts. The importance of relationships with mortgage brokers is highlighted. Desjardins' perspective on Ottawa’s housing supply efforts is discussed. Finally, the episode announces a partnership between TMG The Mortgage Group and Mortgage Outlet.
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    17 mins
  • ETF Strategies, Robo-Advisors, and Ontario's Affordable Housing in Episode 69

    ETF Strategies, Robo-Advisors, and Ontario's Affordable Housing in Episode 69
    Sep 9 2024
    This episode begins with a welcome and an introduction to the key topics. It features a discussion on ETF investment strategies with insights from Ted Rechtshaffen. The role of robo-advisors in ETF investments is explored, highlighting their benefits and limitations. The episode also covers Ontario's Affordable Housing Initiative, providing an overview of recent developments and goals. Government statements regarding Dartmouth's housing project are examined to understand its potential impact. Tips on maximizing the use of mortgage payment calculators are provided for better financial planning. The episode concludes with a wrap-up and final thoughts.
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    13 mins
  • Montreal Market Update, Nova Scotia Rent Cap, and Cobourg Property Insights in Episode 68

    Montreal Market Update, Nova Scotia Rent Cap, and Cobourg Property Insights in Episode 68
    Sep 8 2024
    This episode begins with a welcome and an introduction to the topics for discussion. It provides an update and analysis of the Montreal real estate market. The extension of Nova Scotia's rent cap and various government perspectives are explored. Critiques of the Residential Tenancies Act and proposed changes are discussed in detail. The episode features a property listing in Cobourg, Ontario, including detailed insights from the owner. Finally, the episode includes market insights from sponsor Jacqueline Pennington. The episode wraps up with concluding remarks.
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    9 mins