Simon examines the critical importance of taking downtime for personal well-being and professional success, especially during the holiday season. He shares personal anecdotes, including lessons learned from his time on Necker Island with Richard Branson, highlighting the balance between hard work and relaxation.

Simon also discusses the dangers of neglecting family relationships while pursuing financial goals and offers practical tips for scheduling holidays and planning work around them.

KEY TAKEAWAYS

• Taking regular breaks is essential for maintaining high performance and avoiding burnout. Successful individuals prioritise downtime to recharge and enjoy life.
• Schedule holidays and downtime before planning work commitments. This approach ensures that personal time is prioritised, leading to a more balanced life.
• Allocate specific time slots for property investing and plan what tasks to focus on in advance. Prioritise the most important tasks to maximise productivity during these sessions.
• Include free periods in your schedule to allow for unexpected opportunities or urgent tasks. This flexibility helps manage time effectively and ensures that important tasks are completed.
• Communicate your goals and the reasons behind your hard work with family and partners. Involving them in your aspirations can foster support and understanding, making it easier to balance work and family time.

BEST MOMENTS

"Some of the most successful people I have met absolutely insist that one of the most important things you can do if you want to be a high achiever is make sure you have plenty of breaks scheduled."

"A danger is we spend so much time doing that, we're not actually spending enough quality time with our family."

"By planning in regular downtime for you and also with your partner, with your family, you're ensuring that this big fortune you're building is not for some waste."

"When you set your big goals, I highly recommend you share that with your significant other, with your relationship partner, your business partners."

"If you have those slots available in your diary, you can use them to deal with things that come up that are urgent."

VALUABLE RESOURCES

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon looks at the importance of planning for the future, specifically focusing on setting goals for 2025 and beyond. Drawing on insights from Tony Robbins, he highlights how people often underestimate their potential over a decade while overestimating what can be achieved in a year. The episode outlines two key financial milestones: financial independence and financial freedom, encouraging listeners to define what these mean for them and to create actionable plans to reach their goals.

KEY TAKEAWAYS

• Having a clear plan for 2025 and beyond is crucial for achieving your goals. Without a plan, you risk fitting into someone else's agenda.
• Aim for financial independence, where you no longer have to work for money, and strive for financial freedom, which allows you to live life without worrying about costs.
• Success in property investing often requires collaboration. Leverage your network to access knowledge and resources, and consider hiring professionals for tasks that can free up your time.
• Maintain a pipeline of property deals at various stages to avoid becoming a motivated buyer. This approach allows you to stay focused on finding the best opportunities without getting emotionally attached to any single deal.
• Break down your larger goals into smaller, actionable steps. For instance, if you aim to acquire four properties in a year, plan to acquire one every three months and outline the necessary actions for each month and week.

BEST MOMENTS

"Failing to have a plan is like planning to fail. If you don't have a plan of what you want to achieve, ultimately, you'll end up fitting into someone else's plan."

"People often overestimate what they can do in 12 months, but massively underestimate what they can do in a decade."

"You are not going to be successful on your own. You can't do everything on your own."

"If you want to achieve these goals as financial independence or financial freedom, and you're not doing everything on your own, who are the people who you can get to do some tasks for you?"

"A big mistake you want to avoid is where investors become what we call motivated buyers. They’re so desperate to do a deal that they try and tweak the numbers to make it work."

VALUABLE RESOURCES

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon examines the importance of reflection as a tool for personal and professional growth. As the festive season approaches, listeners are encouraged to look back on their achievements and lessons learned over the past year, rather than focusing solely on unmet goals. Simon also highlights insights from Dr. Benjamin Hardy's book, "The Gap and the Gain," which advocates for a positive mindset by recognising progress made.

KEY TAKEAWAYS

• Take time to look back over the past year and recognise your accomplishments and progress. This reflection can provide motivation and a positive mindset for planning the upcoming year.
• Identify lessons from both successes and failures. Every experience, whether positive or negative, offers valuable insights that can help you improve and move forward.
• Don’t hesitate to collaborate with experts in areas where you lack knowledge. Building partnerships can enhance your skills and lead to better outcomes in your endeavours.
• Success in property investment requires commitment. Dedicate your available time to networking, learning, and taking action towards your goals, even if you have other full-time responsibilities.

BEST MOMENTS

"If you want to move forward, you've got to be in a good positive state... look over your shoulder and be in the gain."

"It's not selfish to become financially independent, it's selfless to become financially independent."

"Either you're winning or you're learning. That's a great way to look at things."

"You don't need to know everything... you probably know enough at least to get started."

"As soon as you accept personal responsibility... that's when you can start becoming a more successful person."

VALUABLE RESOURCES

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon explores the question of whether investing in student property is a wise decision. The discussion highlights two distinct types of student accommodation: traditional houses converted into Houses in Multiple Occupation (HMOs) and purpose-built student blocks.

Simon examines the importance of location, quality, and understanding the academic cycle when investing in student properties

KEY TAKEAWAYS

• There are two main types of student properties: traditional shared houses (HMOs) that can be a good investment, and purpose-built student accommodation, which is generally not recommended due to various limitations.
• Successful student accommodation should be located close to universities and maintained to a high standard. Properties that are too far from campus or not well-kept tend to struggle with occupancy.
• Timing is crucial when investing in student properties. Many students start looking for accommodation in January or February for the following academic year, so it's important to have properties ready well in advance.
• Beyond students, properties can be repurposed for young professionals or other types of tenants, providing flexibility and potential for higher returns if the student market is oversaturated.
• Investing in purpose-built student accommodation can lead to high costs, limited exit strategies, and potential issues with long-term value. Traditional HMOs offer better opportunities for capital growth and tenant stability.

BEST MOMENTS

"There are two different types of student property, one of which I would not touch with a barge pole, and you should not invest in that type of student property, in my opinion."

"It's got to be very high accommodations. Don't think student accommodation is a slum alternative, not very good accommodation. Absolutely not."

"If you buy a purpose-built property like this, you are paying a very high price... you're paying far more than the bricks and mortar value."

"Investing in a purpose-built student accommodation block is probably better than doing no investment at all, but I think it's a little bit of a lazy way to invest."

"When you set it up correctly, student property can be very hands-off. It's not as intensive as another HMO where you see the tenants turning over a bit more often."

VALUABLE RESOURCES

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the essential topic of finding cash investors for property deals. Emphasising the importance of mindset, he highlights how successful investors leverage other people's money to maximise their investment potential, and addresses common concerns, such as why someone would lend money and the misconception of not knowing anyone with funds.

KEY TAKEAWAYS

• A successful investment journey starts with the right mindset. Believing in your ability to attract investors and understanding that you can help them make money is crucial.
• Friends, family, and work colleagues are often the best sources for potential investors. Sharing your property investment journey with them can open doors to funding opportunities.
• Attending property networking events and training sessions is vital for meeting potential investors. Building relationships in person helps establish trust and credibility.
• Instead of directly asking for money, share what you are doing in property investing. This approach can lead to conversations about potential investment opportunities without the discomfort of a direct request.
• Actively sharing your property investment activities on social media can attract interest from people who may want to invest. Being visible and known in your community and online is key to raising funds.

BEST MOMENTS

"The secret is that most successful investors will use our money and we use other people's money."

"Instead of going to someone with kind of empty hands as if you're begging, how about you go to them coming from a place of opportunity?"

"You need to change the circle of people with whom you are spending most of your time."

"Your net worth is your net worth."

VALUABLE RESOURCES

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon addresses a common question among aspiring property investors: how much money is needed to start investing in property?

Simon highlights that the required investment can vary significantly, from those starting with no money to those with substantial funds.He also examines the importance of resourcefulness over cash, exploring various funding strategies such as releasing equity from existing properties, utilising business profits, and leveraging pensions.

KEY TAKEAWAYS

• The amount of money needed to invest in property varies widely. Some individuals start with no money, while others may have substantial funds but still feel it's not enough. It's essential to understand that resourcefulness can often be more critical than having a large sum of money.
• There are multiple ways to fund property investments, including releasing equity from existing properties, using retained profits from a business, leveraging pensions (like a SAS), and utilising other people's money. Building relationships with those who have capital can create win-win situations.
• Strategies such as deal sourcing, rent-to-rent, and purchase lease options can be effective for those starting with little or no money. These methods allow individuals to generate income and build credibility without needing significant upfront capital.
• Investing in personal development and education is crucial for becoming a successful property investor. Paid training programs often provide structured learning and access to networks of potential investors, which can accelerate the journey to achieving financial goals.

BEST MOMENTS

"A lack of money is not a lack of resource, but actually a lack of resourcefulness."

"When you invest in yourself, when you back yourself, you become more investable."

"You make the money buying, not managing."

"If you have £10,000, you could get a good number of options... enough to maybe replace your income."

"Every month you don't have £10,000 coming in, it's an opportunity cost."

VALUABLE RESOURCES

To book a strategy call with one of Simon's team visit: http://www.GrowthCall.co.uk

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the current state of the UK property market and whether now is the right time to buy or wait. With recent budget announcements from the Labour government, including changes to capital gains tax and an increase in stamp duty for second homes, Simon highlights the implications for both buyers and sellers.

KEY TAKEAWAYS

• The UK property market is currently a buyer's market, with more sellers than buyers, making it an advantageous time for potential buyers to negotiate deals.
• Recent budget announcements did not increase capital gains tax rates, which may encourage more sellers to enter the market. However, the increase in additional stamp duty from 3% to 5% for second homes and investment properties could deter some buyers.
• The Bank of England has reduced the base rate to 4.75%, and if inflation remains low, further rate cuts may occur. This could influence buyers' decisions, but waiting for lower rates might lead to increased competition in the market.
• Now is an opportune time to look for properties, as many sellers are motivated to finalise sales before the end of the year. Buyers can take advantage of this by securing deals quickly, even if the completion occurs in the following year.

BEST MOMENTS

"Now, I think a lot of buyers might think, you know what, now might be a good time to sell my property."

"Now is a great time for you to be looking for properties, not only because there's not much competition, but also because the sellers psychologically want to get a sale agreed."

"If you wait until rates have come down... there'll be more competition for the great deals."

"It's a great way of making cash flow on properties you don't actually own using purchase lease options and locking in a price."

"While other people are reeling from the shock of having to pay 5% stamp duty, now is a great opportunity for you to get out there and find some really good deals."

VALUABLE RESOURCES

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.