Joshua and Robert sit down with Michael Valente, CEO of Renovation Sells. On this episode of the Real Estate Talk Podcast, Valente talks about how his company Renovation Sells brings value to homeowners by providing a renovation service to help increase their home's value when they are ready to sell. Valente talks about the company; where it operates, the average cost of the service, and it's future in the next 5 years.

Links Renovation Sells: https://renovationsells.com/

Opinions expressed on the Real Estate Talk Podcast are of Joshua Britt and Robert Keilman's own based on experience obtained through working with numerous home buyer and seller clients as well as personal real estate investments. Britt and Keilman are licensed real estate agents in the state of Virginia at Prodigy Realty. We operate throughout the Hampton Roads area of Virginia which includes Virginia Beach, Chesapeake, Norfolk, Portsmouth, Newport News, Hampton, Williamsburg, Suffolk, Yorktown, and the outlying areas of James City and York County. Keilman and Britt are retired U.S. Navy Veterans. Thank you to all who have served and continue to serve! For business inquiries, email realestatetalk3@gmail.com

What if you could buy a home while paying rent? Real Estate Talk Podcast hosts Joshua Britt and Robert Keilman sit down with Frank Rohde, the CEO and co-founder of Ownify. Ownify is a re-imagined path towards homeownership. As rising home prices, increasing mortgage rates, high down payments, student loan debt, and record credit card debt balances make buying a home more out of reach for the typical American; Ownify offers an alternative solution.

Geared towards first time home buyers, instead of applying for a traditional mortgage through a bank or mortgage company; Ownify will partner with the home buyer to purchase a home; the new home buyer will pay rent and a portion of that rent will go towards purchasing the home one brick at a time.

The homebuyer will require a 2% down payment, either from their personal funds or as gift funds from friends or family members; and Ownify will cover closing costs, earnest money deposit, inspections and repairs. Next, the homebuyer will need to get pre=qualified within minutes with Ownify through their website at www.ownify.com.

The homebuyer can work with a real estate agent of their choosing, or Ownify can recommend an agent within their area.

Once the home buyer moves into their new home; they will already have a 2% equity stake in the home. As they pay rent, a portion of their rent goes towards buying more "bricks" or shares of equity stake in the property. For a further breakdown on how Ownify works watch their video on YouTube: https://youtu.be/pzLGlGzQs2c.

According to Rohde, Ownify is a venture-funded fractional homeownership platform that leverages socially conscious capital to solve home affordability for first time home buyers while achieving strong returns for investors. Prior to becoming the CEO of Ownify, Rohde spent 15 years as the CEO of Nomis Solutions, the leading mortgage and loan pricing engine globally. Running Nomis, Rohde worked with 100+ banks and lenders on mortgage loan, and deposit pricing.

During that time, Rohde saw the challenge for the first-time home buyer in the data of his company's clients and decided to do something about it. So, he sold Nomis and started Ownify.

Rohde is a 3x fintech founder / entrepreneur with experience in data science / machine learning / real estate / pricing. He started his career at Oliver Wyman and FICO after graduating with a bachelor of science in finance fand real estate from Wharton Business School.

Watch this episode on YouTube

In this installment of the Real Estate Talk Podcast, Joshua Britt and Robert Keilman sit down with Edward Asher, the Corporate Treasurer of Better.Com. Edward talks about how trends effecting the mortgage industry, particularly high interest rates, housing affordability, and the inventory of homes currently on the market.

(NOTE) This podcast was recorded in September, so some references related to the Federal Reserve's intent to lower interest rates in September has long expired. We are getting caught up on episodes so there is a delay.

Also in the podcast, Edward talks about how Better.com uses technology to streamline the mortgage process; including their 1 Day Mortgage product for example. It's a mortgage lender that's "self-service" with average closing time around 3 weeks.

Edward also talks about his beginnings; hailing from Mexico and his journey into the mortgage industry, and shares his experience for up and coming professionals in finance. It's an episode you don't want to miss!

Watch episode on YouTube

Visit www.better.com to learn more about their mortgage service and products. Buy or Sell a Home with Joshua Britt or Robert Keilman by visiting www.homesforsalevabeach.com