Retirement Starts Today

By: Benjamin Brandt CFP® RICP®
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  • Summary

  • Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Economics Personal Finance
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Episodes
  • How to Spend More (or Less) in Retirement

    How to Spend More (or Less) in Retirement
    Jan 13 2025
    Click here to work with us! Are you spending too little in retirement, worried you might outlive your savings? Many retirees struggle to strike the right balance, often holding back on enjoying the wealth they’ve worked a lifetime to build. I’ll show you how to overcome those fears and spend with confidence while still planning for the future. What about real estate? Whether you’re thinking about renting instead of owning, leveraging home equity for long-term care, or even investing in rental properties, the right approach can make all the difference. I’ll share practical insights to help you figure out what works best for your lifestyle and financial independence. Retirement is your chance to live on your terms, free of unnecessary stress and worry. By understanding the psychology of spending and making thoughtful decisions about your biggest assets, you can enjoy the freedom and security you’ve earned. Let’s get started. Outline of This Episode [0:00] The Start of 2025[1:50] Spending Struggles in Retirement[4:40] Connecting with Your Future Self[6:12] Underspending Biases and Longevity Risk[12:01] Real Estate in Retirement[14:10] Renting vs. Owning[16:10] Home Equity for Long-Term Care Resources & People Mentioned The Retirement Podcast NetworkMorningstar Article: Tips to spend less or more in retirement by Samantha Lamas.Benjamin Brandt’s Book: Retirement Starts Today.Capital City Wealth Management: Benjamin Brandt’s financial planning firm. Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/startGet the Retire-Ready Toolkit: http://retirementstartstodayradio.com/Follow Ben on Twitter: https://twitter.com/retiremeasapJoin the newsletter: https://retirementstartstodayradio.com/newsletterDive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify
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    20 mins
  • Purpose vs purpose: An interview with Doc G, Ep #382

    Purpose vs purpose: An interview with Doc G, Ep #382
    Jan 6 2025
    What does it mean to live a life of purpose? I talk with Jordan Grumet, aka Doc G, host of the Earn & Invest podcast, about how his work as a hospice doctor shaped his understanding of purpose and regret. His new book, “The Purpose Code,” offers insights on how to live with intention and meaning. We talk about the difference between "Big P" and "Little P" purpose and why focusing on grand goals often leads to frustration. Jordan shares how the terminally ill reflect on their lives, emphasizing the courage it takes to prioritize what truly matters. This conversation is about using time, money, and energy to create a fulfilling life. Whether you’re planning retirement or redefining your goals, Jordan’s perspective can help you focus on what lights you up and brings you joy. Outline of This Episode [1:42] Purpose and Regret: Lessons from terminally ill patients[3:40] The Purpose Paradox: Tackling anxiety in finding purpose[5:50] The Role of Courage: Overcoming barriers to meaningful living[8:40] The Trap of “Enoughness”: When financial goals fall short[14:00] Winning Life: Filling your calendar with what matters[17:10] The Purpose Code: A guide to living intentionally Resources & People Mentioned The Retirement Podcast NetworkBook: The Purpose Code (Available January 7th, 2025)Podcast: Earn and InvestBook: Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life Connect with Jordan Grumet Jordan Grumet’s Website: jordangrumet.com Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/startGet the Retire-Ready Toolkit: http://retirementstartstodayradio.com/Follow Ben on Twitter: https://twitter.com/retiremeasapJoin the newsletter: https://retirementstartstodayradio.com/newsletterDive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify
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    20 mins
  • 5 Expenses Retirees Wish They Spent More Money On (Rebroadcast)

    5 Expenses Retirees Wish They Spent More Money On (Rebroadcast)
    Dec 30 2024

    Originally aired February 2024:

    There are two ways to mess up retirement: run out of money or die with regret. Oftentimes, people in the retirement space only focus on the running out of money part.

    In an effort to help you live an even better retirement, today’s retirement headline discusses the regret part. Join me to learn five expenses that retirees wish they had spent more money on so that you can learn from their mistakes.

    Stick around to hear the answer to our listener question: Is there one person who can help develop a comprehensive retirement plan? Or do you need to have an investment advisor, a financial advisor, a tax advisor, and an estate planning attorney? Find out the answer by pressing play.

    For more information, visit the show notes at https://retirementstartstodayradio.com/5-expenses-retirees-wish-they-spent-more-money-on-rebroadcast

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    23 mins

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