In this episode of the Scottish Property Podcast, we are joined by Jerry Alexander, an experienced commercial property investor, to dive deep into the Commercial Multiple Occupancy (CMO) strategy. With over 20 years of experience, Jerry shares valuable insights on how this model works, the benefits of reducing risk with multiple tenants, and the potential for significant cash flow. Whether you’re new to commercial property or looking to scale, this episode is packed with practical advice and strategies.

Episode Highlights:

- Introduction to the CMO Strategy:

- CMO involves renting a single commercial property to multiple tenants who share common areas.

- The model reduces risk by spreading the income across multiple tenants, unlike FRI (Full Repair and Insurance) leases, where one tenant occupies the entire property.

- Benefits of CMO:

- The CMO model provides flexibility, allowing investors to adjust rental prices and quickly fill vacancies.

- It generates better cash flow and reduces vacancy risk, as losing one tenant doesn’t significantly impact overall income.

- Challenges of Managing CMO:

- CMO properties require active management, as investors need to handle day-to-day operations and tenant management.

- Scaling is essential to making CMO more manageable, as smaller properties can become time-consuming and operate like a full-time job.

- Tips for Getting Started with CMO:

- Jerry advises new investors to start with a building that houses their own business, making them both tenant and landlord.

- He suggests looking for properties that are partially tenanted to secure income while completing renovations.

- Financing and Scaling CMO:

- Investors should engage brokers early and explore private finance options for greater flexibility.

- Larger properties tend to generate more profit as they spread operational costs over more tenants, making them easier to manage and scale.

- Common Mistakes to Avoid:

- Jerry stresses that size matters—smaller projects can become a job, while larger ones offer better returns.

- He also warns against neglecting to reinvest in properties, as failing to upgrade can lead to lower rental returns over time.

- Future Projects and Long-Term Goals:

- Jerry shares his passion for historical and character buildings, which he’s focusing on for future projects.

- His goal is to build a property portfolio that runs independently, allowing him to step back from day-to-day operations.

Tune in to hear Jerry’s expert advice on mastering the CMO strategy and learn how to build a profitable, scalable commercial property portfolio!

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Follow Jerry Alexander on Instagram @jerryalexander.commercial for more insights, and check out his Commercial Property Investor Podcast for additional resources and episodes on commercial property investing.

In this episode of the Scottish Property Podcast, we sit down with Barry John Cole, a former professional footballer turned successful property investor. Barry John shares his remarkable journey from the football field to building a seven-figure buy-to-let property portfolio in Glasgow. He dives into the strategies he used to fund his investments, how he leveraged creative financing, and his advice for aspiring property investors. Whether you’re just starting out or looking to scale your investments, this episode offers valuable insights and practical tips.

Episode Highlights:

• Barry John’s Football Career:

  • Starting as a goalkeeper, Barry John recounts his time playing for teams like Celtic and Motherwell.
  • A back injury ended his football career, pushing him to transition into property.

• Transition to Property:

  • After leaving football, Barry John began working in tiling and bathroom renovations, eventually leading him to property flipping and buy-to-let investments.
  • He started small with flips but quickly realised the potential of building a rental portfolio for long-term financial stability.

• Creative Financing:

  • Barry John explains how he funded his property investments using various methods, including joint ventures, bridging loans, credit cards, and private investment.
  • He shares a detailed case study of buying a portfolio of 16 flats in Glasgow, negotiating the deal, and refinancing to pull out all of his initial investment.

• Property Investment Strategies:

  • Focus on prime locations: Barry John discusses why he prefers investing in Glasgow due to its strong rental demand and potential for capital growth.
  • Avoid small towns and villages: He advises against investing in areas with low demand and minimal capital appreciation, even if they offer high cash flow.
  • Building relationships: Barry John stresses the importance of building good relationships with surveyors to ensure accurate property valuations.

• Challenges and Successes:

  • Barry John candidly shares the challenges he faced, from managing properties to handling difficult tenants and dealing with market fluctuations.
  • He discusses how he built his portfolio without using his own capital by leveraging deals and raising private funds.

• Personal Insights:

  • Barry John talks about balancing his business with family life, raising four children while expanding his portfolio.
  • He also shares his thoughts on potentially moving to Dubai and managing his properties remotely.

• Social Media and Private Investment:

  • Barry John highlights the power of social media in attracting private investors, showcasing his projects, and building credibility in the property industry.

Tune in to hear Barry John’s inspiring journey, learn how he built a seven-figure portfolio, and gain valuable insights into property investment strategies that work. Whether you’re new to property or looking to expand, this episode is packed with actionable advice.

In this episode of the Scottish Property Podcast, we sit down with Michelle Wales, a dynamic entrepreneur in the Scottish property scene. Michelle shares her journey from starting as a property investor.

The discussion delves into the evolution of their property portfolio, the importance of staging in real estate, and the challenges of balancing business growth with personal life. Whether you're a seasoned property investor or just starting, this episode offers valuable insights into the diverse opportunities within the property industry.

Episode Highlights:

• Introduction and Background:

  • Michelle and her husband, Gary, started their property journey in 2019 after formal training.
  • Initially focused on owning a few buy-to-let (BTL) properties, they expanded their portfolio and ventured into short-term rentals (Airbnb).

• Property Investment and Business Evolution:

  • The couple's property journey took unexpected turns, leading Gary to become an estate agent and Michelle to launch a property staging business.
  • They temporarily paused expanding their property portfolio to concentrate on growing their respective businesses.

• Property Staging:

  • Michelle's interest in staging developed as they began furnishing their own rental properties, realising the aesthetic and financial benefits of staging.
  • Property staging has become a valuable service in enhancing the appeal and market value of properties.

• Business Insights:

  • The episode emphasizes the importance of a business mindset in the property industry, whether in investment or related ventures like staging.
  • Trends in interior design and staging are discussed, highlighting their impact on helping potential buyers or renters visualise property potential.

• Challenges and Future Plans:

  • Michelle shares the challenges of balancing business growth with personal life and the ongoing learning process in both property and staging.
  • The couple plans to continue expanding their property portfolio and staging business, with a focus on continuous learning and evolution.

Tune in to gain a deeper understanding of the property industry's multifaceted nature and the unexpected opportunities it can offer.

---------------------------------- Follow Prime Property Auction on Instagram: Prime Property Auction: https://www.instagram.com/primepropertyauctions/ John: https://www.instagram.com/john_property_auctioneer/ Luis: https://www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/ ------------------------------------

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**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Steven@steven-clark.com

Nick@arcproperty.uk

#scottishpropertypodcast #propertyinvestment #realestate #investmentstrategies #scottishproeprty #propertystaging

In this episode, we sit down with Tomas Robertson, a seasoned property investor who started his journey at the age of 25. Over nearly a decade, Tomas successfully flipped properties, strategically adding value and selling to avoid capital gains tax. When the short-term rental market caught his attention, Tomas ventured into Airbnb, where he achieved remarkable success—exceeding income estimates and thriving even during the pandemic.

Key Takeaways:

• Starting in Property: Tomas began investing in property at 25, using a strategy that allowed him to grow his earnings by flipping properties every two years.
• Airbnb Success: Tomas transitioned into the short-term rental market, where he managed to exceed income expectations through hands-on management.
• Scaling the Business: With four properties under his belt, Tomas was able to semi-retire and enjoy the fruits of his labor.
• Personal and Business Growth: Life changes led Tomas to rethink his business strategy, balancing personal fulfillment with financial goals.
• New Ventures: In response to upcoming regulations, Tomas has diversified his portfolio by launching a luxury glamping site, aiming to provide a unique and high-end experience in Portpatrick.
• Navigating Regulations: The episode also discusses the impact of new short-term rental licensing regulations in Glasgow and how Tomas is adapting to these changes.

---------------------------------- Follow Prime Property Auction on Instagram: Prime Property Auction: https://www.instagram.com/primepropertyauctions/ John: https://www.instagram.com/john_property_auctioneer/ Luis: https://www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/ ------------------------------------

Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast

**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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📩 Email us:

Steven@steven-clark.com

Nick@arcproperty.uk

#scottishpropertypodcast #propertyinvestment #realestate #investmentstrategies #glamping #airbnb

In this episode, we sit down with Stephen Gallagher to explore his impressive journey in property investment and the formation of SAS Scotland.

Key Discussion Points:

• SAS Scotland:

  • Stephen and Derek's hands-on network for property investors.
  • Practical learning through live projects.

• Stephen’s Background:

  • From aerospace engineering to oil and gas, then banking and finance.
  • Transition to property investment starting with residential and moving to commercial properties.

• Property Investment Strategy:

  • Using SAS pensions for tax-efficient investments.
  • Importance of market understanding, due diligence, and trusted partners.

• Case Study - Hamilton Property:

  • Purchase and refurbishment of an office building.
  • Investment of £70,000 leading to a market rent of £122,000 and offers of £1 million.

• Commercial Lending:

  • Providing loans with first-charge security.
  • Emphasis on thorough due diligence.

• Challenges and Opportunities:

  • Rising costs in the property market.
  • Opportunities in secondary market towns.

• Future Plans:

  • Scaling up investments with private equity.
  • Potential expansion into the hotel sector.

• Brokerage Business:

  • Futurity offers real estate, asset finance, and business loans.

• Advice for Aspiring Investors:

  • Conduct thorough research.
  • Network with experienced investors.
  • Be bold in pursuing opportunities.

---------------------------------- Follow Prime Property Auction on Instagram: Prime Property Auction: https://www.instagram.com/primepropertyauctions/ John: https://www.instagram.com/john_property_auctioneer/ Luis: https://www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/ ------------------------------------

Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast

**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Steven@steven-clark.com

Nick@arcproperty.uk

#scottishpropertypodcast #propertyinvestment #sas #realestate #investmentstrategies #commercialproperty #duediligence

In this episode, hosts Steven Clark and Nick Ponty are joined by Davy Hutton to discuss the latest market updates for August 2024. They cover a range of topics affecting the Scottish property market, including inflation, economic outlook, property market dynamics, planning system inefficiencies, and the impact of government policies.

UK Inflation and Taylor Swift Effect:

• UK inflation stayed at 2% in June, partly attributed to Taylor Swift's tour increasing demand and prices in local services, particularly hotels.
• The Bank of England's base rate is 5.25%. Despite expectations for a cut, the "Taylor Swift effect" and other factors create uncertainty.

Economic Outlook and Government Stability:

• Discussion on the fragility of the economy and potential for a positive shift post-election with Keir Starmer's leadership.
• Reflection on the previous government's impact and optimism with the new administration.

Property Market Dynamics:

• Landlords are selling properties, affecting the rental market as they are not being bought by other landlords.
• House prices and rents are rising due to inflation and market demand, with regional variations noted.
• Areas like the West End of Glasgow are performing well due to lower mortgage levels and high cash transactions.

Planning System and Government Intervention:

• Inefficiencies in the planning system and the need for reform are discussed.
• Importance of competent and trustworthy government intervention is emphasized.

Buy-to-Let Mortgages and Investment Strategies:

• The number of new buy-to-let mortgages has halved, with fewer landlords entering the market.
• Larger companies and cash buyers remain active, impacting the market differently.
• Debate on the benefits of investment properties and effective debt management.

Affordability and Rental Market:

• Home affordability in Scotland has decreased, with the average home now costing 5.2 times the typical salary, up from 3.8 times in 2003.
• Despite rising rents, affordability remains a challenge. The balance between protecting tenants and not over-regulating landlords is discussed.

Airbnb and Short-Term Rentals:

• Potential impact of banning Airbnb in Edinburgh is debated, considering the balance between tourism benefits and housing availability for residents.
• The impact of the internet on the reach and influence of short-term rentals on local communities is discussed.

----------------------------------

Follow Prime Property Auction on Instagram: Prime Property Auction: https://www.instagram.com/primepropertyauctions/ John: https://www.instagram.com/john_property_auctioneer/ Luis: https://www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website: https://primepropertyauctions.co.uk/

------------------------------------

Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast

**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Book your place at the networking events here⁠⁠⁠⁠⁠⁠⁠⁠⁠

⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.

Connect with us on social media:🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our private Facebook group ⁠⁠⁠⁠⁠⁠⁠⁠⁠

🔗 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠

📩 Email us:

Steven@steven-clark.com

Nick@arcproperty.uk