David Rosenberg is the founder and president of Rosenberg Research, an economic and financial market consulting firm he established in January 2020.

Dave provides advice to 2,600 clients, both retail and institutional, across 40 countries.

Prior to creating his own company, David was chief economist and strategist at Gluskin Sheff + Associates from 2009 to 2019. Prior to that, from 2000 to 2009, he was at Merrill Lynch, where for the first two years he was chief Canadian economist and strategist based out of Toronto; for the last seven he was Chief North American economist at Merrill Lynch in New York, where he was consistently ranked in top three of Wall Street economists polled by the annual Institutional Investors survey.

David is a frequent contributor to most major financial newspapers and publications in North America and makes regular TV appearances in the financial media.

He received both a BA and MA in economics from the University of Toronto.

“Ensuring the Legacy of Family Business Through Relational Governance”

For more than twenty years, Francesco “Franco” Lombardo has been a family business advisor and facilitator to some of the world’s most diverse and wealthiest families. He set up Veritage, his global advisory firm that exclusively focuses on building relational governance.

Franco uses his Safe Space™ model to empower families to show up authentically and to express their feelings surrounding money and relationships. Passionate about nurturing the next generation of family-owned businesses, Franco is the cocreator, and one of the leading facilitators of the Scone Project and Maasai Project, Ensuring the Legacy of Family Business an interactive next-generation leadership development program for business families. As founder and host of INFLUENCE - a gathering of the globe’s highest net-worth families representing their family businesses, Franco facilitates a custom-curated program designed to deepen familial relationships.

The author of five books, Franco also hosts the podcast “Safe Space with Francesco Lombardo” - a show for Family Business Leaders and Next Gens. Franco has delivered presentations for the Milken Institute, Campden Wealth and family Business Conferences, Institutional Investor, Tiger21, various YPO/WPO global chapters. He has also been featured in the award-winning Spear’s Magazine and was described as ‘The Truth Agent’ by CEO Magazine. More recently Franco was inducted into the Family Business United Family Business Hall of Fame, which "recognizes the exceptional contribution of individuals and their work in advancing the field of family business."

Scott Terrio, BA, QIC, CPCA, has been a regular author at Macleans and Canadian Business magazines and a listed columnist for Moneysense, focusing on consumer debt issues. He is a frequent media commentator, appearing on BNN Bloomberg TV, CBC and various radio broadcasts. He has contributed to such publications as The Globe and Mail, The Toronto Star, The National Post and The Walrus, among others.

In his decade in the insolvency industry and now as Head of Consumer Insolvency
at Hoyes Michalos Hoyes, Scott has met with and filed well over 8,000 clients,
primarily consumers. He brings his previous background in sales, marketing and
business development to making clients feel as comfortable as possible in
guidance through various options and tactics, and in trusting advice and solutions
under difficult circumstances.

His professional experience includes the following:

• Ontario Ministry of Ag, Food & Rural Affairs, 1993-1996
• John Deere Canada, 1996-2010
• Cooper & Co. Ltd. Licensed Insolvency Trustee, 2010-2018
• Hoyes, Michalos & Associates, 2018-Present