• My Christmas Message For YOU
    Dec 22 2024

    Merry Christmas everyone. This year has been so special and I have so many exciting things to share with you for 2025 that will help you continue on with your financial journey. Please enjoy the break relaxing and recharging so that together we can launch into 2025 for an amazing year ahead. My podcast will be running as always and we will be doing our annual Financial Challenge on Instagram @SugarMammaTV so stay tuned!

    See omnystudio.com/listener for privacy information.

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    7 mins
  • My Top 5 Best Non-Financial Investments of 2024
    Dec 15 2024
    I always get excited about this annual episode, sharing with you the best non-financial investments that I have discovered for 2024. How the flow of money isn't just about the numbers, the returns but the priceless value of investing in love, wellbeing and connections. Please let me know what your best non-financial investments are for 2024? Resources: Jamie Ryder: https://www.tiktok.com/@jamieryder04?lang=en Labrador: Cheri Blackman - just 45 mins past Maitland NSW Ashley: Colour Analysis https://www.instagram.com/lovingcolour__/ https://www.lovingcolour.au/colouranalysis?fbclid=PAZXh0bgNhZW0CMTEAAaYh1sR7EF4CNjuzJ7QgfHOUeYmqOBUrfN4nbt_XvRQm1XXWAPiUa6MOhno_aem_kBa3jykO1DF0Wsi2PYFvsA Lauren: https://www.instagram.com/colour.capsule/ HelloFresh: In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing): https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My Best Selling Books! The $1000 Project Book: https://amzn.to/3RV0Bnq Mindful Money: https://amzn.to/3RV0poc My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMammaTV.com Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079. See omnystudio.com/listener for privacy information.
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    27 mins
  • They were TERRIFIED that they could never afford to retire...then...💸💡
    Dec 8 2024

    This couple reached out to me about 3 years ago. I wasn't taking on new clients but they were broken with fear, despair and anxiety. I knew that I had to step in and help them get back on their feet with some quality, independent and wise financial advice that could be put into action urgently. Now their life looks very different. This is the power of asking for qualified advice and lot letting fear keep you stuck.

    This is their story.

    In the meantime...

    HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

    If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

    Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

    Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

    https://courses.sugarmamma.tv/join

    Stay updated & inspired...

    @SugarMammaTV – Money, budgeting, cashflow, motivation

    @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

    Tik Tok - https://www.tiktok.com/@sugarmammatv

    My Best Selling Books!

    The $1000 Project Book: https://amzn.to/3RV0Bnq

    Mindful Money: https://amzn.to/3RV0poc

    My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

    www.SugarMammaTV.com

    Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

    ADDITIONAL GENERAL ADVICE WARNING:

    Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

    GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

    The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

    Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

    See omnystudio.com/listener for privacy information.

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    35 mins
  • Create your own INTEREST RATE CUT! Ask Adam
    Dec 1 2024

    Interest rates aren't about to be cut anytime soon...well at least not for the next 3-5 months. But why wait for the RBA? Adam McCabe from Blue Lantern Home Loans (who also offer Financial Planning) explains why and HOW to negotiate a better deal with your bank. And if they don't give you the answer that you are looking for, Adam and his team will try and help you.

    To get in touch with Adam McCabe you can email him adam.mccabe@bluelantern.com.au or call him directly Mob: 0423 685 133
    Tel: 02 8062 5962 also follow him on Instagram @bluelanternhomeloans

    In the meantime...

    HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

    If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

    Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

    Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

    https://courses.sugarmamma.tv/join

    Stay updated & inspired...

    @SugarMammaTV – Money, budgeting, cashflow, motivation

    @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

    Tik Tok - https://www.tiktok.com/@sugarmammatv

    My Best Selling Books!

    The $1000 Project Book: https://amzn.to/3RV0Bnq

    Mindful Money: https://amzn.to/3RV0poc

    My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

    www.SugarMammaTV.com

    Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

    ADDITIONAL GENERAL ADVICE WARNING:

    Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

    GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

    The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

    Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

    See omnystudio.com/listener for privacy information.

    Show More Show Less
    34 mins
  • The NON-NEGOTIABLE for your SUPER! - In-specie Transfers
    Nov 24 2024
    My job as a Financial Planner, is to help you build wealth and financial security by making informed and intelligent decisions with your hard earned money. If there is a hack, strategy, legal loophole, I will make it my number one priority to ensure that you know about it, so that you can decide if it is worth utilising in your financial freedom journey. This one particular non-negotiable superannuation product feature, (in-specie transfers from accumulation to pension phase), is probably one of the most important tips to know about. Not only could this help you save $$$ in tax when you go to retire, it could also improve the quality and longevity of your retirement. Everything you need to know about this, is in this episode. And you can refer to this IG Post as a guide: https://www.instagram.com/p/C_Fl3EdTw-c/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== - where I list for educational purposes, which superfunds offer this at this point in time. Please note that there may be others beyond this list. So always do your research and speak with a Financial Planner. In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing): https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My Best Selling Books! The $1000 Project Book: https://amzn.to/3RV0Bnq Mindful Money: https://amzn.to/3RV0poc My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMammaTV.com Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079. See omnystudio.com/listener for privacy information.
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    17 mins
  • 7 Reasons Why Australian Shares are essential for your super & FIRE!
    Nov 17 2024

    If you want your superannuation investment portfolio growing efficiently over the long run, it is DEFINITELY worth understanding the long term benefits and risks of how Australian shares work. In particular Industrial Australian shares.

    Not advice, and I am not recommending that you put 100% of your super in Australian shares, but I am recommending that you take a moment to understand the long term benefits of this asset class, that may assist you in not only affording to retire, but helping your superannuation last. Use this as your guide to get started.

    In the meantime...

    HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...)

    If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup

    Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass

    Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing):

    https://courses.sugarmamma.tv/join

    Stay updated & inspired...

    @SugarMammaTV – Money, budgeting, cashflow, motivation

    @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood

    Tik Tok - https://www.tiktok.com/@sugarmammatv

    My Best Selling Books!

    The $1000 Project Book: https://amzn.to/3RV0Bnq

    Mindful Money: https://amzn.to/3RV0poc

    My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma

    www.SugarMammaTV.com

    Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235

    ADDITIONAL GENERAL ADVICE WARNING:

    Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams.

    GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS:

    The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

    Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079.

    See omnystudio.com/listener for privacy information.

    Show More Show Less
    16 mins
  • Want to retire on $105,000 P.A.? Plus leave $1,000,000 behind?
    Nov 10 2024
    In order to retire on $105,000 p.a. in today's dollars, ensuring that this income keeps up with inflation and lasts 30 years, you really need to think about having $1,850,000 in super. Yes. It is a lot. But not unachievable. If you want these funds to last further, plus leave $1,000,000 to your loved ones, you only need another $350,000 more. This is the "sweet spot" that I will be talking more about soon, where that extra 20% or so, make a huge difference to your level of financial security. So in today's episode, I will talk about how much more aggressive you need to be with preparing to retire, with consistent, additional contributions going into your super. Please use this as a guide only, get professional personal advice from a Financial Planner and always be aware of the annual caps for super, that apply per financial year, (not calendar year). Once you put money into super, you can't get it out. So be careful! Also: If you are a small business owner. This article explains this legal tax loophole beautifully: https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover Two valuable calculators to be used as a guide: https://www.sugarmamma.tv/calculators/ AND: https://www.noelwhittaker.com.au/calculators/retirement-drawdown-calculator/ https://moneysmart.gov.au/retirement-income/account-based-pension-calculator In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing): https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My Best Selling Books! The $1000 Project Book: https://amzn.to/3RV0Bnq Mindful Money: https://amzn.to/3RV0poc My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMammaTV.com Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079. See omnystudio.com/listener for privacy information.
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    26 mins
  • $1,850,000 - GROW YOUR WEALTH FOR RETIREMENT (10 IDEAS)
    Nov 3 2024
    In last week's episode I spoke about working out how much money you need in super in order to retire rich. I really focused on my worries when people use other people's averages as their own benchmark, as those averages are dangerously low. How much you need depends on how much you want to retire on, when you want to retire and how long you want that money to last. Essentially there are two figures you could use as a guide...$1,850,000 if you want to retire on $105,000 p.a. potentially lasting 30 years, using a net return of 6.5% p.a. OR $2,200,000+ if you want the same outcome, but be able to leave at least $1,000,000 in your estate. In this week's episode, I share how 2 basic strategies can help get the average Australian in their mid 40's to $1,350,000 and then share 10 more ideas to help bridge the remaining gap of $500,000. Tip No.10 is the most important one to know about if you are a small business owner. This article explains this legal tax loophole beautifully: https://www.cesmithmackay.com.au/resources/dont-forget-the-cgt-small-business-rollover Make sure you are following this show, SugarMamma's Fireplay as I will be showing you how to work towards building $2,200,000 in super for your retirement. Two valuable calculators to be used as a guide: https://www.sugarmamma.tv/calculators/ AND: https://www.noelwhittaker.com.au/calculators/retirement-drawdown-calculator/ In the meantime... HOW YOU CAN WORK WITH ME (& I CAN HELP YOU): (includes one-on-one appointment with me...) If you need help with your budget or are sick of living paycheque to paycheque, you can enrol into The SugarMamma Budget & Cashflow Academy course, which includes a one on one appointment with me so that I can help you. Enrol here: https://courses.sugarmamma.tv/Signup Also, don’t forget to register my free Money Mindset & Manifestation Masterclass if you need help with motivation, clarity and support: https://courses.sugarmamma.tv/masterclass Or you can just get started straight away and have me as your accountability coach through the Money Mindset & Manifestation Program here (P.S. It is game changing): https://courses.sugarmamma.tv/join Stay updated & inspired... @SugarMammaTV – Money, budgeting, cashflow, motivation @CannaCampbellofficial – lifestyle, capsule wardrobe fashion, motherhood Tik Tok - https://www.tiktok.com/@sugarmammatv My Best Selling Books! The $1000 Project Book: https://amzn.to/3RV0Bnq Mindful Money: https://amzn.to/3RV0poc My YouTube channel - over 500 bite size videos with over 12,000,000 views! https://www.youtube.com/c/SugarMamma www.SugarMammaTV.com Also, don't forget about my other podcast channel, "How Do They Afford That?" https://podcasts.apple.com/au/podcast/how-do-they-afford-that/id1644255235 ADDITIONAL GENERAL ADVICE WARNING: Whilst we discuss various financial topics, this podcast is not advice in anyway, but purely for educational purposes only. Nothing in this podcast is personal advice, investment advice or product advice. With any major financial decision, you must always do your own research, consider all the pros and cons, fees, caps, limits, costs, taxes etc. Always proactively educate yourself before making any major financial decision, consider your own financial goals, deadlines and risk profile. So please bear all of this in mind when listening to this podcast and please always speak to a Financial Planner when wondering what you should do to achieve your own financial goals and dreams. GENERAL ADVICE WARNING & FINANCIAL PLANNING LICENSE DETAILS: The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product. Canna Campbell is a Corporate Authorised Representative and Corporate Credit Representative of Wealthstream Financial Group Pty Ltd ABN 35 152 803 113 Australian Financial Services Licensee AFSL 412079. See omnystudio.com/listener for privacy information.
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    29 mins