In the final episode for September, our hosts Adam, Nick and Dimitry share about how to travel around the world on a budget. In the last couple months, Adam went to Sorrento, London and Paris, Dimitry has travelled across 25 states in the United States, and Nick travelled to Caye Caulker in Belize. Listen in to find out tips like taking advantage of housing costs, exchange rates, travel miles/points, and more! Traveling the world doesn't have to be expensive, and creating a budget that you stick to can help tremendously!

Have you ever wondered how to pay off collections to increase your credit score? Lucky for you, from Adam's background in the mortgage business, Adam has many stories and tips for paying off collections to increase your credit score. One thing that is critical is making sure to ask for a pay for deletion letter-- listen in this episode to find out why you need this, and what could happen if you don't get it!

Thrivent Student Resources has the articles, tips and tools you need to make applying for colleges a breeze. Check out the “Apply for Colleges” section on their website and find information on the common app, studying for the ACT or SAT, the impact of service, and more! ThriventStudentResources.com is your go-to place for everything college planning.

https://www.thriventstudentresources.com/tools-resources/apply-to-colleges#

Money mindset is a term that is starting to be used more and more. What is money mindset? And how does someone create a money mindset? Listen in on this episode led by Nick and Dimitry as they discuss the perspectives and strategies of how to create a money mindset that serves to empower versus disempower. You'll walk away from this episode in the inquiry of what your money mindset is, and if applicable, what you would like it to be!

While you're in school, do student loans start charging interest? The quick answer is, it depends. Listen in on this episode to find out the difference between a subsidized loan and an unsubsidized loan, and the important details of each! There are certain nuances within these loans that will help answer the question if your student loans charge interest while in school. The last thing we want is for you to be surprised by a student loan balance after you graduate, especially if a little attention to detail could be the difference between thousands or even tens of thousands of dollars. Adam and Nick also cover max deductions for student loan interest as well as deferral and grace periods. If you couldn't tell, this episode addresses a very specific question and the information is invaluable!

Financial aid can be a confusing topic - but Thrivent Student Resources is here to help! They break down the basics of financial aid and show you how to take charge of the financial aid process. Head over to www.ThriventStudentResources.com for resources focusing on financial aid basics, the FAFSA, understanding your financial aid award letter and more!

https://www.thriventstudentresources.com/tools-resources/pay-for-college/resources/what-is-financial-aid-anyway
https://www.thriventstudentresources.com/tools-resources/pay-for-college/resources/taking-charge-of-the-financial-aid-process

In this episode, Nick and Dimitry talk about how to stay motivated to save money. As stated in the episode, Nick and Dimitry are a dynamic duo as Dimitry is a skilled tactician and Nick is a high-vibrating empath. From creating habits to visual cues and reminders, our hosts today go over a sleu of options and ways to stay motivated to save money. The more you can incorporate into your routine, the more motivated you will be to save money. Let us know which one is your favorite!

Have you ever wondered how to change your relationship with money? For starters, the fact you're asking yourself this is amazing and speaks to your inquisitive and curious nature. Generally speaking, most people don't even realize they have a relationship to money-- money just is the way it is for people. In this philosophical conversation, Adam and Nick start to break down the necessary steps to start changing your relationship to money. From first distinguishing what's already there to creating what the true intent of money is in your life, this episode delivers on stories and examples that will have you start to examine your relationship to money.