Did you know there’s a little-known tax rule that could impact your withdrawals if you own multiple annuities with the same company? In this episode, Marty breaks down the Aggregation Tax Rule—sometimes called the Serial Annuity Rule—and explains how it works, who it applies to, and how to avoid unexpected tax surprises.

Using a real-life example, Marty highlights how this rule could result in paying taxes on more gains than expected, potentially even bumping you into a higher tax bracket. But don’t worry—he also shares simple strategies to avoid getting caught by this obscure rule, like using qualified money or spreading your annuities across different companies.

If you’re serious about protecting your retirement income and minimizing tax headaches, this episode is for you.

Key Topics Covered:

• The 4 criteria for the Aggregation Tax Rule to apply
• A real-world example of how this rule can affect your taxes
• Practical strategies to avoid this tax trap

Market value adjustments (MVAs) are a common feature in certain annuities, but do you know what they really mean for your retirement? In this episode, Marty Becker breaks down the ins and outs of MVAs—how they work, when they apply, and why they might actually help you secure higher interest rates.

Learn how changes in interest rates can lead to either positive or negative adjustments and what safeguards are in place to protect your investment. Marty also shares practical examples to help you understand how this feature could impact your annuity’s value.

If you’ve ever been curious about the details behind annuity contracts or want to ensure your retirement strategy is rock-solid, this episode is for you.

Tune in to discover how to make informed decisions about your annuity options and take control of your financial future.

In this episode, we tackle a common concern about income annuities: “Isn’t the annuity company just giving me my money back?” Marty Becker, founder of Atlas Financial Strategies, breaks down this objection and explains why income annuities are a powerful tool for retirement planning.

You’ll learn:

• Why annuities provide guaranteed income that lasts a lifetime.
• How they protect you from risks like market downturns, low interest rates, and outliving your savings.
• Why annuities allow you to spend more confidently in retirement compared to traditional withdrawal strategies.

If you’ve ever wondered how income annuities work or whether they’re right for you, this episode is packed with practical insights and simple explanations.

Listen now and discover how annuities can transform your retirement strategy!