We're back for a bonus episode! Paul breaks down what he expects to see in the property market across Edinburgh, the Lothians, Fife and the Scottish Borders in 2025.

From what's going to happen to interest rates, house prices and selling times, plus much more!

Skip to your favourite part:
0:00-0:43 Intro
0:43-3:42 The future of interest rates in 2025
3:42-5:30 An increase in property sales
5:30-6:36 Paying a premium on properties
6:36-8:15 Listings and stock on espc.com
8:15-9:19 How VAT on private schools might do to the property market?
9:19-11:00 Average selling prices
11:00-12:05 How fast will properties sell in 2025?
12:05-14:10 A recap on the 2024 lettings market
14:10-18:04 How will ADS affect the lettings market in 2025?
18:04-18:57 Potential for 2025 lettings market
18:57-20:38 Energy efficient homes in 2025
20:38-21:53 LBTT is up for review
21:53-23:15 The need for clarity on the Housing Bill
23:15-24:00 An update on ESPC in 2024

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In the season finale, Paul & Megan are joined by Jan from Hastings to discuss the local market in the Scottish Borders. They discuss how the market has changed since 2020, reasons to live south of Edinburgh and how English stamp duty changes may affect the market.

Skip to the part that's relevant to you:

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode of the podcast, Paul & Megan chat to Andy Lewis (John Scott Davidson Ltd) explains what the current rules are around inheritance tax in the UK including when it is payable, who is liable to pay it and some tax efficient measures to take.

Skip to the part most relevant to you:
0:00-1:44 Intro
1:44-4:27 What is inheritance tax?
4:27-8:48 Who pays inheritance tax?
8:48-11:00 Inheriting property
11:00-12:40 Discussing inheritance with family
12:40-13:52 If you are eligible to pay inheritance tax
13:52-17:57 What changes did the 2024 UK budget make to inheritance tax?
17:57-23:16 Inheritance tax on pensions
23:16-29:26 Are gifted deposits eligible for inheritance tax?
29:26-32:12 Reducing inheritance liability
32:12-36:20 Who actually pays for the inheritance tax?

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Elaine Kyle (Morgans) and Michael Maloco (Maloco Mowat Parker) about the local market in West Fife.

They discuss the affordability of the area, their Fife hidden gems and what the 2025 property outlook is for the area.

Skip to the bit most relevant to you:
0:00-1:10 Intro
1:40-4:41 Where are the key areas in Fife?
4:41-6:30 How is the West Fife property market performing?
6:30-9:24 Managing seller expectations
9:24-11:14 Reasons to live in West Fife
11:14-13:27 Hotspots with the most activity in West Fife
13:27-19:09 Predictions for the 2025 market
19:09-22:54 Where is in high demand?

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode Paul & Megan chat to Alistair Ewing (Managing Director at The Lending Channel) about bridging finance.

What is bridging finance? It's a form of borrowing that allows property buyers to fund their purchase while they put their current home on the market.

Skip to the part that's relevant to you:
0:00-1:48 Intro
1:48-2:45 What is a bridging loan?
2:45-3:26 Why are they less common now?
3:26-4:16 Are bridging loans expensive?
4:16-5:06 What's the average term for a bridging loan?
5:06-6:30 Interest rate and duration implications
6:30-7:43 Risks involved in using bridging finance
7:43-9:14 What happens to the loan if you sell before the end of the term?
9:14-10:47 Using bridging finance to improve buying situation
10:47-12:44 Scenarios when bridging finance could be used
12:44-14:30 Why do lenders need an additional survey?
14:30-16:40 How does the application process differ from a standard mortgage?
16:40-20:15 Common concerns around bridging finance

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Amy Howard from Neilsons and Lisa Connolly from McDougall McQueen about the local market in Midlothian.

They discuss the booming market in Bonnyrigg, why you should invest in Gorebridge and what the 2025 property outlook is for the area.

Skip to the bit most relevant to you:
0:00-1:32 Intro
1:32-4:50 Where is Midlothian?
4:50-6:57 Midlothian's property market
6:57-9:10 Property hotspots in Midlothian
9:10-11:50 Second hand new build market
11:50-14:25 Best areas in Midlothian for investment
14:25-18:43 Predictions for 2025 Midlothian market

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Jamie Sole from Blair Cadell about the current property sales market in Edinburgh.

Jamie gives advice to local sellers on how to prepare for a valuation, tips for conducting property viewings as well as an outlook on the best time to sell.

Skip to the bit most relevant to you:
0:00-0:47 Intro
0:47-5:47 The dos and don'ts of selling your property
5:47-8:35 Should you sell first or buy your next home first?
8:35-11:00 Sell now or hold off until January?
11:00-12:40 How to prepare for a property valuation
12:40-14:26 Are buyers looking for a blank canvas?
14:26- 17:10 Advice for conducting a property viewing with potential buyers
17:10-18:06 Don't be afraid to reach out now

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan & Paul chat to Graham White from Anderson Strathern about the local market in East Lothian.

They discuss the lack of "for sale" property, what's in demand and how the market differs in East Lothian from Edinburgh.

Skip to the bit most relevant to you:
0:00-0:38 Intro
0:38-1:45 Property market activity in East Lothian
1:45-2:31 Sub-markets across East Lothian
2:31-3:22 Most in-demand East Lothian properties
3:22-4:23 Prices being achieved in East Lothian
4:23-5:11 Where are the most expensive homes in East Lothian?
5:11-6:03 Property price increases in East Linton
6:03-8:15 Are "London buyers" heading to East Lothian?
8:15-9:08 Should you sell before you buy in East Lothian?
9:08-9:52 Where are the East Lothian property hotspots?
9:52-11:00 How have new builds affected the market?
11:00-12:06 The outlook for the remainder of 2024
12:06-13:24 Can first-time buyers thrive in East Lothian?
13:24-14:05 Small houses in East Lothian
14:05-15:21 Reasons to move to East Lothian

Got a question for us? Send us a text message!

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

You can read our most recent house reports here: http://bit.ly/3CQlEQw

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.