Episodes

  • Episode 109: Check your tax details - it could be costing you thousands

    Episode 109: Check your tax details - it could be costing you thousands
    Aug 16 2022
    The UK tax system is notoriously complex, and it's not just our ‘cash income’ such as salary and bonuses that we pay income tax – we also pay it on any benefits in kind (BIK) or ‘non-cash benefits’ that we receive in employment. You should be aware that they can be deceptively unkind in tax terms, despite their name, watch this episode to discover more.
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    4 mins
  • Episode 108: Essential actions to take before the year ends

    Episode 108: Essential actions to take before the year ends
    Aug 16 2022
    Your New Year’s Eve celebrations may seem a distant memory, and for many of us when we start a new year we commit to some resolutions; goals that we’d like to accomplish in the following twelve months. However, if you're struggling to complete your financial goals for the year, how can you get back on track?
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    5 mins
  • Episode 107: Snowball your way out of debt - learn a debt repayment system that works!

    Episode 107: Snowball your way out of debt - learn a debt repayment system that works!
    Jul 25 2022
    With interest rates rising and the economy being so uncertain, now more than ever you need to be financially secure. A great way to increase financial security is to repay your debt, but it’s not easy, is it. I use a process that’s different to most others when it comes to getting debt-free, because it focuses on making you feel good as you go along your debt repayment journey. It’s called the Snowball System because your little decisions will build up to make a big difference.
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    10 mins
  • Episode 106: Is it time to get out of the stock markets?

    Episode 106: Is it time to get out of the stock markets?
    Jul 22 2022
    A lot of people are stressed out by a lot of things at the moment - Markets are down, prices are up, and interest rates are rising. So should you be thinking about cashing out your investments, and leaving the stock markets? Watch this podcast to find out more. For more financial planning help please visit www.warrenshute.com
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    7 mins
  • Episode 105: The secret to a happy retirement

    Episode 105: The secret to a happy retirement
    Jul 19 2022
    In this podcast episode, discover the secret to a happy retirement and how to plan ahead to help make your retirement the best years of your life. For more financial planning help please visit warrenshute.com/
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    5 mins
  • Episode 104: Should you invest your money in property or in the stock market?

    Episode 104: Should you invest your money in property or in the stock market?
    Mar 31 2022
    In recent years we’ve seen a resurgence in property investing brought on partly by the stamp duty holiday. But what should you do when it comes to your money? should you invest it into a property? or should you invest it in the stock market? In this episode, I will detail the reasons why I believe equities make better investments than property. For the article visit: https://warrenshute.com/saving-investing/should-you-invest-in-property-or-shares-why-it-pays-to-back-global-plc/
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    10 mins
  • Episode 103: Should you change my investment portfolio considering the news?

    Episode 103: Should you change my investment portfolio considering the news?
    Mar 31 2022
    After touching record highs in early January, many world markets have pulled back from their highs, and investors have been confronted with worrisome headlines in the financial press regarding record inflation and more recently the Russian invasion of Ukraine. Is rising inflation and Russia’s invasion a negative for equity investors? Do large losses in a handful of popular stocks signal a downturn ahead for the broad market? Listen to my podcast to discover whether you should change your investment portfolio based on the current news and events. For my article visit: https://warrenshute.com/financial-news-events/should-i-be-changing-my-portfolio-considering-the-news/ For other financial planning articles about investing, pensions or debt please visit: https://warrenshute.com
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    11 mins
  • Episode 102: Tax allowances for your year-end tax planning in 2022

    Episode 102: Tax allowances for your year-end tax planning in 2022
    Mar 17 2022
    With the cost of living increasing and our electricity bills looking more like Elton John’s florist bill, we thought it even more pertinent to tax plan this season and maximise our savings. While tax planning is an important part of financial planning, it is not the only part. It is essential that any tax planning strategy that is being considered also makes commercial sense. In this bumper episode of the money planner, I discuss the tax allowances you can discover in a number of areas, as listed below. 1:24 Working From Home Tax Breaks 4:41 Income Tax Thresholds 8:08 Income Tax Planning 12:07 Marriage Tax Allowance 13:14 Reducing Net Income 16:07 Dividend Allowance 16:48 Capital Gains Tax Planning 21:40 Inheritance Tax Planning 23:47 Gifting Money Allowance 29:17 Savings & Investment 30:41 ISA Tax Allowance 32:26 EIS & VCT Tax Allowance 35:06 Investment Bonds Allowance 36:52 Pension Tax Allowance
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    42 mins