Episodes

  • You're Already Talking to Your Kids About Money
    Mar 13 2025

    You've heard the term "monkey see, monkey do," and it's true of kids and money too -- and probably not in the ways you expect! Jesse shares a couple lessons about kids and money he's learned from parenting seven children, and how kids often learn as much or more from the things you do with your money rather than what you say about money. What you say matters too, however! The main takeaway is to be thoughtful about how you engage with money, becuase your kids are listening (and watching).

    Watch The Jesse Mecham Show on Youtube:

    https://www.youtube.com/@jessemechamshow

    Got a question for Jesse? Send him an email:

    askjesse@ynab.com

    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

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    Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

    YNAB.com/events

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    7 mins
  • I Regret Paying Off My Mortgage
    Mar 6 2025

    When Jesse was 25, he wrote down a goal on a notecard: to live in a paid-off house by the time he was 30. He thought that owning his house free and clear would make things feel different, give him a sense of security and freedom. At the end of the day, though, the mortgage really wasn't that big of a deal -- it was just another bill to pay. There was less satisfaction to owning his home outright than he thought there would be, and some regret when he realzied he could have invested the extra mortgage payments somewhere else and made far more return.

    You may not have the same outlook on home ownership as Jesse, and that's ok! Jesse encourages you to map out not only the mathematical pros and cons of big financial goals like paying off a mortgage early, but also consider the emotional impact of the decision. Also, leave yourself some space to change your mind in the future, like Jesse did about paying off mortgages early. Personal finance is always a mixture of math and emotions, and where you fall on the spectrum is, well, personal!

    Watch The Jesse Mecham Show on Youtube:

    https://www.youtube.com/@jessemechamshow

    Got a question for Jesse? Send him an email:

    askjesse@ynab.com

    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

    Follow YNAB on social media:

    Facebook: @ynabofficial

    Instagram: @ynab.official

    Twitter/X: @ynab

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    Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

    YNAB.com/events

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    7 mins
  • Your Money = You
    Feb 27 2025

    Welcome to the first episode of The Jesse Mecham Show! To kick off the new show, Jesse asks the question: what is money anyway? You might point to the cash in your wallet, you might say it's the number in your bank account, you might even say it's a medium of exchange, or a store of value. While these answers aren't wrong, they really don't capture the fullness of what money is and what it means to us.

    Instead of thinking of money as merely a medium of exchange, Jesse prompts you think of it as medium of energy. You expend energy to acquire money, and then you spend that money on all the things that make you, you: things you need, things you want, things you enjoy. Money in this case is a medium, it's a medium through which your energy transfers to the world. And the more and more you get in touch with who you are, and the more you learn to spend in alignment with who you are, the more money becomes an expression of... you!

    Watch The Jesse Mecham Show on Youtube:

    https://www.youtube.com/@jessemechamshow

    Got a question for Jesse? Send him an email:

    askjesse@ynab.com

    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

    Follow YNAB on social media:

    Facebook: @ynabofficial

    Instagram: @ynab.official

    Twitter/X: @ynab

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    Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

    YNAB.com/events

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    5 mins
  • Ask Jesse: 2025 Edition Part Drei
    Feb 24 2025

    Jesse finishes his Q&A session from his inbox with one of the longer episodes in recent memory. He also announces a big change coming to the podcast!

    Got a question for Jesse? Send him an email:

    askjesse@ynab.com

    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

    Follow YNAB on social media:

    Facebook: @ynabofficial

    Instagram: @ynab.official

    Twitter/X: @ynab

    Tik Tok: @ynabofficial

    Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

    YNAB.com/events

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    24 mins
  • Spendfulness Isn't... Spendfulness Is
    Feb 17 2025

    Spendfulness is the new word in town, but don't be fooled! It's not just a portmanteau of "spending" and "mindfulness." Spendfulness isn't spending on the "right" or "correct" things. It doesn't mean spending on health or self-improvement, or even treating yourself. Although it certainly could include these things, limiting the definition to them is too small. Paying your electric bill is spendfulness, just like paying for a day at a health spa or a membership to a yoga studio.

    Spendfulness is that feeling of never having to second guess about your money, or being able to replace a water heater (or two!) on a moment's notice with no impact to your bank account. It's resilience, it's spending with joy, it's all of these things.

    Got a question for Jesse? Send him an email:

    askjesse@ynab.com

    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

    Follow YNAB on social media:

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    8 mins
  • Ask Jesse: 2025 Edition Part Deux
    Feb 10 2025

    Jesse continues his Q&A session from his inbox, addressing questions such as: whether an investment advisor is worth it and what to do with an inheritance windfall. Jesse also teases some upcoming changes to the podcast!

    Got a question for Jesse? Send him an email:

    askjesse@ynab.com

    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

    Follow YNAB on social media:

    Facebook: @ynabofficial

    Instagram: @ynab.official

    Twitter/X: @ynab

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    Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

    YNAB.com/events

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    16 mins
  • Ask Jesse: 2025 Edition
    Feb 3 2025

    Jesse cracks open his inbox for another round of Ask Jesse. In today's episode he fields questions about YNAB'ing through job loss, financing a car and investing the float, and what personal finance books he recommends for kids.

    Got a question for Jesse? Send him an email:

    askjesse@ynab.com

    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

    Follow YNAB on social media:

    Facebook: @ynabofficial

    Instagram: @ynab.official

    Twitter/X: @ynab

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    Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

    YNAB.com/events

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    14 mins
  • Spendfulness
    Jan 27 2025

    People have been doing it for years by following the YNAB method -- self-actualizing by aligning their spending with themselves. Now the YNAB team has come up with a word to describe it. It's not a budget, it's not a set of rules.

    It's spendfulness.

    Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

    YNAB.com/events

    Got a question for Jesse? Send him an email:

    askjesse@ynab.com

    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

    Follow YNAB on social media:

    Facebook: @ynabofficial

    Instagram: @ynab.official

    Twitter/X: @ynab

    Tik Tok: @ynabofficial

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    6 mins