How did one travel company not only survive COVID-19 but come out stronger? In this episode of the Vital Strategies Podcast, host, Patrick Lonergan sits down with Nancy Cutter, founder of Court Travel and a leader in the luxury travel industry. Nancy shares her incredible story of resilience and innovation, pivoting her business during the COVID-19 pandemic to not only survive but thrive. As part of the world’s largest luxury travel consortia, Nancy and her team found new ways to protect employees, keep clients well-served, and continue offering bespoke travel experiences. From creating fresh revenue streams to customizing trips for every budget, Nancy’s strategic approach has kept her at the forefront of the travel industry.

We also explore how travel has evolved post-pandemic, including the rising popularity of solo travel and the renewed desire for fulfilling experiences that align with the REACH (Relationships, Experiences, Advancement/Growth, Contribution and Health) principles we focus on at Vital Strategies. Nancy shares her favorite travel stories and valuable insights into the travel industry. If you’re interested in evolving your business, adapting to challenges, and creating unforgettable travel experiences, this episode is a must-listen.

Key Takeaways:

• Pivoting during crises: How Nancy successfully adapted her business during COVID to protect employees and continue delivering top-tier service.

• Innovating revenue streams: Strategies for finding new ways to generate revenue during challenging times in the travel industry.

• Building business resilience: Why evolving your business model is crucial for long-term success, regardless of industry.

• Customizing travel experiences: Nancy’s approach to tailoring travel plans for different budgets while maintaining a luxury experience.

• Post-pandemic travel trends: The rise of solo travel and shifts in travel desires after COVID.

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Two Tone Creative

Research and copywriting by Victoria O'Brien

What happens when you ignore the IRS? Spoiler: It only gets worse. In this episode of the Vital Strategies Podcast, I sit down with tax resolution expert and IRS Enrolled Agent, Carlos Samaniego, to uncover the often overlooked but critical issue of unresolved tax debt. Carlos, founder of Tax Debt Consultants LLC, dives into his personal journey about ignoring the IRS and how facing his own problems head-on ultimately led him to help others in similar situations. This episode is packed with must-know insights on how to resolve major tax issues and become compliant before things spiral out of control.

Carlos walks us through the process of fixing previous mistakes, explains what the government is really looking for, and offers tips on negotiating payment plans. We discuss the dangers of ignoring tax debt—such as liens, garnishments, and increasing penalties—and the best ways to stop accumulating interest. From what to do with CP 504 letters and IRS Letter 11 to exploring offers in compromise, this episode offers actionable advice for anyone needing to get back on track with their taxes.

Key Takeaways:

• How to resolve past tax mistakes: Carlos explains the steps to fixing unfiled tax returns, becoming compliant, and what the IRS is really looking for.

• The dangers of inaction: We discuss the serious consequences of ignoring tax debt, including liens, garnishments, and compounding interest.

• Negotiating with the IRS: Learn how to set up payment plans, reduce penalties, and explore options like offers in compromise to stop the bleeding.

• Facing problems head-on: Carlos shares his personal story of avoiding the IRS and how confronting these issues can lead to long-term financial freedom.

Guest Information:

Carlos Samaniego books and contact

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Two Tone Creative

Research and copywriting by Victoria O'Brien

Do you know what’s stopping your business from hitting the next level? In this episode of the Vital Strategies Podcast, we’re tackling one of the biggest frustrations for business owners: hitting a plateau and not knowing how to break through. If you’ve ever wondered why your business isn’t reaching that next milestone, this conversation with Nolan Bradbury, founder of Bradfield Accounting and Advisory, is for you.

Nolan dives into the common barriers that keep businesses from scaling and introduces the Rule of 3 and 10—a game-changing concept that explains why what worked to get you this far won’t take you any further. He also shares the power of good data, explaining how understanding your financials on a deeper level can highlight what’s working and what’s not, so you can take decisive action.

Key Takeaways:

• Scaling requires new strategies: What got you here won’t get you to the next milestone—understand the Rule of 3 and 10 to break through business plateaus.

• Data-driven decisions are essential: Good data reveals what’s working and what’s not, enabling smarter, faster growth.

• Upgrade your finance team as you grow: Learn when to move from a bookkeeper to a CFO to support your scaling business.

• Outsourcing can reclaim your time: Build your own "family office" to streamline your finances and focus on big-picture growth.

• Delegate wisely: Know when and what to delegate, especially the key operational tasks that drive long-term success.

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Podcast Abundance

Research and copywriting by Victoria O'Brien

In this episode of the Vital Strategies Podcast, I’m joined by Andrew Ronchetto to explore how improving employee wellness can drive productivity and boost your bottom line. Did you know companies are losing up to a trillion dollars annually due to lack of productivity? What if the solution lies in something as simple as taking better care of your team?

Andrew shares insights on the 8 Dimensions of Health, how incremental changes lead to long-term success, and the power of disconnecting to enhance performance. We also dive into capability building, coaching, and the role leaders play in amplifying human potential.

Tune in for actionable insights on how improving employee wellness can amplify human performance and ultimately benefit your bottom line.

Key Takeaways:

• Companies lose up to $1 trillion annually from poor productivity linked to employee wellness.

• The 8 Dimensions of Health improve well-being and boost performance.

• Small, consistent wellness changes lead to long-term productivity gains.

• Taking time to disconnect can increase focus and efficiency.

• Leaders struggle with collaboration when wellness isn’t prioritized.

• Coaching and capability building are key to improving team performance.

• Better employee wellness directly boosts productivity and business results.

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Podcast Abundance

Research and copywriting by Victoria O'Brien

How to Crack the Tax Code: The Tax Goddess on Cutting Taxes and Building Empires

What if you could cut your tax rate to 6.92%—or even lower? In this episode of the Vital Strategies Podcast, host Patrick Lonergan is joined by tax expert Shauna Wekherlien, founder of Tax Goddess Business Services. With over $1.57 billion in tax savings for her clients and a jaw-dropping 6.92% annual tax rate, Shauna shares her unique strategies for driving down taxes, building wealth, and optimizing cash flow.

Shauna reveals how business owners, investors, and entrepreneurs can utilize advanced financial tools like captive insurance, premium financing, and infinite banking to significantly reduce taxes. She also talks about empire-building and how to keep wealth in the family through FLPs and private foundations.

Whether you’re looking to drive down your tax rate, maximize your wealth-building potential, or simply gain better control of your finances, Shauna’s insights will leave you with actionable strategies to achieve your financial goals.

Key Takeaways:

• How to create more cash flow to build wealth or live your ideal lifestyle.

• The secret behind how to build a strategy to get to a 6.92% tax rate and how you can apply similar strategies.

• The power of leveraging tax efficient tools like premium financing, infinite banking, and triple dipping to get maximum tax efficiency

• The importance of involving your entire financial team to achieve massive tax savings.

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Podcast Abundance

Research and copywriting by Victoria O'Brien

Is your business set up for long-term success, or are you just chasing short-term wins? In this episode of the Vital Strategies Podcast, host Patrick Lonergan sits down with Sal Marino, who has worn many executive level hats from operations to sales at Charles IT. We explore the fundamental strategies that have fueled the company’s consistent 20-30% year-over-year growth. Sal shares insights on how building a strong foundation and focusing on leadership alignment are key to long-term success.

Together, Patrick and Sal discuss the importance of creating a culture of operational excellence, pushing for growth while forecasting the future, and setting goals that drive the company forward. Sal also breaks down his unique approach to problem-solving, building high-performing teams, and ensuring that financial strategies align with business goals.

Stay tuned to the end for actionable tips on how to leverage assets, optimize cash flow, and develop a strategy that fuels both personal and professional growth.

Key Takeaways:

• Achieving 30% year-over-year growth requires a strong foundation and aligned leadership.

• Building a thriving company culture starts at the top and impacts every level of the business.

• Operational efficiency means being unafraid to fail, tweak, and change as needed.

• Setting clear, strategic goals and breaking them down into manageable tasks leads to long-term success.

• A 'work hard, play hard' culture fosters motivation and engagement within teams.

• Financial forecasting is essential to ensure cash flow aligns with future business needs and growth.

• Client satisfaction must be prioritized by deeply caring about their success and delivering tailored solutions.

• Stress, when managed well, can be a driver of growth and personal fulfillment.

• Having a clear strategy and understanding where you want to go helps ensure your assets and resources are leveraged for continued growth.

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Audio, video, and show notes produced by Two Tone Collective

Research and copywriting by Victoria O'Brien