In this episode of Beyond the Paycheck, Paula Christine sits down with DrRoz to tackle the issue of student debt and how to graduate college without it. DrRoz, author of DebtFreeDegree, shares her proven blueprint for navigating college finances with a focus on grants, scholarships, and return on investment. They discuss the realities of higher education costs, alternative pathways like trade schools, and the importance of mindset when planning for a debt-free degree. Whether you’re a parent, student, or mid-career professional considering a degree, this episode provides practical, actionable strategies to avoid being burdened by student loans.

Elizabeth (DrRoz) Rosner is an educator, speaker, and author of DebtFreeDegree. With over two decades of experience in education, DrRoz is dedicated to helping students and families navigate the complex world of college funding without falling into debt. She developed the GRIT blueprint, a proven strategy that empowers individuals to graduate debt-free by leveraging scholarships, grants, and smart financial decisions. DrRoz is passionate about breaking the student loan dependency cycle and believes everyone deserves access to affordable education. She regularly hosts webinars and has established debt-free degree clubs nationwide.

Connect with DrRoz:

Website: https://drroz.love/

Instagram: https://www.instagram.com/debtfreedegreewithdrroz/

LinkedIn: https://www.linkedin.com/in/drelizabethrosner/

Youtube: https://www.instagram.com/debtfreedegreewithdrroz/

Check out her book: DebtFreeDegree: How to Graduate Without Student Loans While Getting Good Grades, Having Tons of Fun, and Landing Your Dream Job! - https://amzn.to/3XFeTLd

Episode highlights:

(02:06) DrRoz explains the GRIT blueprint

(04:52) The loan forgiveness loophole and debt struggles in education

(05:35) Chiropractic student debt nightmare

(07:46) Why parents should encourage debt-free college early on

(10:52) The importance of personal sacrifice in achieving a debt-free degree

(12:40) Considering trade schools as a pathway to financial freedom

(16:44) Why college gen ed requirements make no sense for specialized careers

(19:57) Mapping out a debt-free degree plan

(21:49) Ways to work with DrRoz and her free resources

(28:16) Ask for help

(29:12) Outro

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Reach Paula at paula@paulachristine.com or through her website, paulachristine.com.