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A collection of the most famous historic speeches from the twentieth century, including Franklin D. Roosevelt's declaration of war against Japan and Geoge Bush's Bombing of Iraq Speech.

It is challenging to ask the people around you to follow a budget. The more you force people to limit their personal rewards, the more they want to spend. If you want your entire household to follow a budget, you need to "package" it in a different way. Most professional financial planners, for instance, prefer to call it "proper allocation of funds" to make their clients accept the idea of budgeting.

You are already practicing budgeting in most areas of your life. For most people, their budgeting progress is ruined by just a few financial activities. One of the most common areas where people lack discipline is in eating out. This is a big challenge for most millennials. Other people fail to budget well because of expensive tastes in clothing. If you want to reach your financial goals, you need to find out which financial activities hurt your budget.

William Sydney Porter (September 11, 1862 - June 5, 1910), better known by his pen name O. Henry, was an American writer born in Greensboro, NC, known primarily for his short stories, though he also wrote poetry and non-fiction. O. Henry's stories are known for their naturalist observations, witty narration, and surprise endings. The following includes the short stories, "Hearts and Hands" and "A Comedy In Rubber."